CHIP Reverse Mortgage Anmeldelser 2.296

We found that Agnes Letkeman guiding us through the process of applying for our mortgage an excellent process. She was clear in the steps and our questions. She was very patient with us we never felt pressured from her and were comfortable every step of the way.

From the first telephone call, throughout the process, and until the funding was approved, I've had a great experience working with Niel Palit. Niel was always professional, thorough and helpful, patient, friendly and kind. He kept me informed on the progress of my application, and helped me through the steps required in a mortgage process. Niel's information and instructions were always very clear, and this made it easier for me to make the necessary decisions. I realize that I was not the easiest client Niel has worked with, as I was not always readily available when 'next steps' needed to be taken. The exceptional and patient customer service Niel provided was what helped me to make the ongoing decisions required to finalize my application.
I know that Niel frequently worked outside his regular business hours to make this a smooth and rewarding process for me, and I appreciate having had the opportunity to work Niel and the Home Equity Bank.

anytime i has a question someone was there with helpful information i had to make changes at the last minute and everything went smoothly

Niel explained us in detail about reverse mortgage since last October.

We had excellent help from both Steve Chubby and Sam Sinclair. They were both friendly and helpful, and explained things in a clear and forthright manner. They very much put us at ease in negotiating through this process and we are very grateful.

Although I did a lot of research independently, my mortgage specialist, Mike Wells was extremely thorough, made sure I understood what was involved in a reverse mortgage and answered all my questions thoughtfully and honestly. I never felt pressured to proceed and he kept me updated throughout the process.

I made error on submission which is usually toxic with a bank. Mike helped me make corrections and made it work. Thanks to him. Thanx

We are very pleased with the assistance we received from Neil Sharma in order to receive our Chip Mortgage. It will hopefully allow us to enjoy our retirement years in relaxed comfort.

My experience from start to finish was excellent accredited to the customer service, the refinance and underwriting team. They are professionals who answered all my questions clearly and made the process easy and seamless. They took the time to understand my situation. I wish to thank all the staff who assisted on my file, Ryan you are respectful, patient and a pleasure to work with.

Excellent Service and Follow up with Agent Helen Yee and Dorothy Kerr from Home Equity Bank regarding my
Chip Reverse Mortgage : ) : )

The HEB representative, Neil was an excellent communicator and explained the Chip Reverse Mortgage very well. He always made sure we understood all the different aspects and kept in constant contact right up to when we received our funds. He answered messages and phone calls in a timely manner. We would recommend this service to our friends.

Everything was confusing, nothing was clearly explained, and it really seemed like they were trying to push people toward losing their homes instead of helping them keep them. Please be careful and look elsewhere.

Paid attention to my situation and explained step by step how it works. Was like a friend when speaking.

Dear Chip Team
i am writing to share my gratitude for your help in securing a chip reverse mortgage.
thanks to your team especially anthony gitto for making this happen
Anthony has been able to convert some of my home equity into tax free cash,allowing me to pay off debt and enjoy my retirement without worrying about monthly high interest credit card payments and it has provided me with tremendous financial stability.
thank you anthony for making this process smooth and putting a smile on my face again.

No transparency. Rate they give you is actually wrong as they calculate it per month not per year. Instead of 65.000$ interest in 5 years on 190,000$ loan it will cost 10,000$ EXTRA charge. No explanation. You sign 100 papers BUT NOTHING about full disclosure charges, YOU suppose to call and inquire about miscalculation to discover that their formula is totally different and of course in their favour. Instead of paying 65,000 ? In 5 years, I will have to pay 10,000$ EXTRA as they compound interest on monthly basis. So instead of 6,7% interest it will ACTUALLY be 8% interest!!!

good communication

Our mortgage specialist, Holly Hoy, was excellent and answered and explained all our questions and concerns. This type of mortgage was perfect for our situation. With the exception of a couple of computer hiccups it was a relatively smooth process. We thank Holly for her incredible patience.

Vivianne made our experience so smooth and easy
Thank you for going above and beyond helping us
Nicole and Geulee

I did a lot of research before I went ahead with the mortgage. I worked with a great broker who answered all my questions. This is a good option for many people depending on your circumstances. I highly recommend looking into it and not prejudging before you look at all the numbers and options they give you.