CHIP Reverse Mortgage Anmeldelser 2.296

Audra was so great and answered every question we had. She guided us all the way through. She was very professional and really knew her stuff. It made this process very painless for Valerie and myself. I just want to thank Audra and Home Equity Bank. It was a very good plan for us. Thankyou Equity Bank and Audra.

Sandy & Valerie

Aaron was wonderful to work with, he was thorough, knowledgeable and kind.

The best support team!
thank You!

The personal are great to work with.This gives me the opportunity to stay in my home

Neil was patient and made the best process easy to understand

Our adviser, Neil Sharma, kept us informed every step along the way and did everything he did to help us with the process.

The people I have delt with have been amazingly helpful thank you everyone

Everyone we dealt with was great. Kyle Dykxhoorn was excellent helping us through the whole process. Helped us with our senior tech issues too. Thank you.

The team that I have worked with were very professional and friendly. Manasi the Mortgage Specialist was very pleasant to deal with. Thank you.

At the last minute Equity bank decided to withhold $100,000 from the amount that was approved. This was because I had an arrears on my property tax amount that resulted from EMPAC backdating their assessment by 2 years. I could not pay the reassessed amount, but I did pay my monthly tax bill for 2 years after this exorbitant tax reassessment.
I explained all of this to the agent but his boss would not reconsider the $100,000 withholding.
So on a home valued at $1,840,000 I got a reverse mortgage payment of $200,000 which I think is very unfair.

I would like to thank the team at Home Equity Bank, especially Adam Fotias, for helping me negotiate the loan process quickly and efficiently.
I would recommend the Home Equity Bank as an effective means of adding to your retirement resources.

was treated very well, comforting, I was making a good choice

The person who handled my application, Agnes, was great as were her communication skills and client focused demeanour.
She did her best to work toward our goal of obtaining the funding.
That being said this was a lengthy process , starting in mid September 2025 and ending January 13, 2026 with the funds being provided.
Despite a few setbacks, Agnes
pushed on to tackle any obstacle that we encountered.

I would definitely recommend Home Equity Bank to anyone that wants to obtain a chip mortgage.

Thank you for asking. Initially all was progressing along, with the hopes of a fall start on our renovations. With an educated guess of 3-4 weeks to having money to start outside work in mind, it soon became a nightmare that finally finished, in early January 2026. Eight Weeks! Too late todo much of anything before or after the holidays. Your staff were very attentive as were our lawyers, but the 'legal team' seemed to cause all the delays by hunting down a 30+year old closed mortgage that needed to be discharged! Give me a Break! To boot, all legal expenses appear to be double of those quoted. Certainly not reasonable, Senior considerations! Sorry, but I feel I'm being generous with three stars over all. Two of them for the staff trying to cover up or help in other ways.

Thank You. The 'Ould' Folks

The representative that helped us through completing and submitting our application had a professional manner but also made us feel comfortable, answering all of our questions throughout the process. He encouraged us to ask questions and to not hesitate to connect with him as needed.

I was pleasantly surprised to have such a great experience with the agent Adam Fotias to help me set up the CHIP account. He was patient with me - being 83 and very kind yet professional. Everyone was amazing especially Breanne Macleod and her team! Kudos to you all!!! A+++++++

It was so easy! We uploaded our documents and signed at a local attorney's office.

My experience with CHIP Reverse Mortgages was very good. The staff were always available, answered questions and concerns promptly and
professionally. I would recommend anyone thinking of selling their home to downsize to check out this option.