Flexiti Anmeldelser 125

My experience with them is their very poor customer service. The first agent hung up on me, when I explained I did not need a new password but ensure the "user" I was to use since for some reason their system allowed me to change it, and the p/w I had took me a while to make it. Since, the agent only wanted to provide me a new pw, he hung up.
I called again and again, always busy. Finally, turned that was my email address the user id...and I learned an over payment of $204 was done. Flexiti does not send checks back.
They send me an email for refunds. where I have to sign an agreement to share my info with this technology co.
Next choose my bank from a list of banks. Provide them with my debit card # and my PASSWORD to the account.
I thought I had it wrong, their agent by now annoyed with me I was holding him up -he confirmed what I was reading true. And let me go.
I phoned my bank, they were the one that did the overpayment.
I asked them to re-call the payment from flexiti and to do so was a fee.
To cancel Flexiti from the list of payee a fee...
Why?
I had asked them to pay until September and they paid October too...
My printer was not reading my pc, as I had not more paper, couldn't send them a void check either which was given as another option. My iphone was runnning off battery after being on the phone so much time.
Not my day.
This world is not for me anymore...

If I could give them 0 stars I would. Tried to apply for a card, I was denied. They advertise that a 620 credit score and up Eli get you approved. My score is over 820 and I was denied as I do not meet their requirements. What do they want people with no mortgages and debt free!

Was paying my bill, it never went lower, I called in to ask why, they told me the money goes towards what needs to be paid off first. I looked nope, the amount owing what's what was owing 6 months ago, I asked about it they said they'd look into it.

Few months later, still no change, same amount owing on everything. Finally I told them, "I'm not making any payments till my amount owing is updated" they would call me to remind me I haven't paid, I'd tell them the same thing. Nothing ever was updated.

It's now in collections, I owe more than what I was allowed to borrow, and not a dent was ever made in even the first item I bought.

I was told i would not pay interest as long as my payments stayed current. I never missed even a single payment nor was i late. They charged $100s in interest each month on $3500. When i called them to see why ibwas being charged interest, i qas told i aggreed to. Which i did not. These guys commit fraud with impunity. Do not go near the crooks. They will also charge low monimum payments so if you dont pay more than the minimum, your debt principal will rise, which is illegal in canada. Call your MP. Call the ombudsman. Call the police. Let's stop these fraudsters!

I recently called Flexiti Financial to get information on my account and was told I wouldn't receive help unless I provided my date of birth. When I asked to speak with a supervisor, Mary reiterated the same policy. Date of birth isn't the only way to verify identity, and other companies I deal with have no issue using security questions instead.

I even asked Mary for the Privacy Officer's contact information, as required by law, and she claimed not to have it. It's troubling that a supervisor is unaware of basic privacy compliance. This company needs to train its staff properly on privacy laws and customer service. Very disappointed!

I called Flexiti to change my postal address and they said they would need proof. I could not provide proof immediately. Without telling me, they locked me out of my online account, so I did not know when to pay or whether they received payments on time. So I set up an automatic payment plan with my bank to avoid late payments and interest. It took them 6 months (and many calls) to change the address and they even managed to got it wrong. DON'T DO BUSINESS WITH FLEXITI. Just do your research online and you will know why it's not a good business. I'm so far lucky I haven't paid any interest.

Advertising 0% interest free to purchase a mower with Husqvarna, the dealer shows me fees and costs and is actually 8.3%!!!!!! These people are scammers, do not use for “interest free” purchases.

Never get a flexiti card. I had a purchase of 2300 one year no payment, I paid of about 900 dollars in one year. In the fist month after one year I got a bill saying my balance was of 2500. What? Surprisingly I was paying 30% out of the total purchase no matter how much I paid off. Better to buy stuff with your CC.

LOW ...IQ...bad actors, Ithought these type of , bottom feeders, have been ..dismissed from existance ... be very careful, with your purchases, at suposedly.. legit furniture retailers, Wayfair, etc etc, You won`t see 10 cents from me ever again wayfair...checkout who you associate your firms name with!!

If I could, I would rate it zero. I was forced this card by Brick store, as I was buying some furniture with deferred payments. I was paying monthly installments, but noticed that they were charging me interests and deferred payment charges. Then I dug further and found that they are sending you notice of payment is overdue, not before. If I could, I would take them to court and put them behind bars. Petty thieves. Shame on this Toronto company. Boycott both Bricks and Flexiti, both are thugs.

This company should be behind bars!!! Hidden fees. Outrageous interest rate. Repulsive customer service. I was paying over 40% in interest on a 2000.00 couch from Leons…run the other way!!!

This is going to be long, i really want a JBL 710 Party Box and have a Flexiti card. I notice that on there partner site that 2001 Audio Video was a partner so i called around and found what i was looking for and the guy was giving me a $200 discount so i went with my card ready to buy when i got there he did the paper work and put it though on the card but Flexiti only had a 36 mouth option that he cound t even use ( they do 6 months and 12 months no interest ). I went to my truck and called Flexiti to see what we could do.. Well the agent was 100% no help didn’t really car wouldn’t even give his name told me to try somewhere else. I Finally said so you don’t deal with them his response was no not really, so i asked why on the site does it say they are a partner… no answer. I finally had enough and to him i was going to write this review his answer was yea whatever and hung up. If i have to go take a loan to pay off the $1100 i owe i will. This company is disrespectful and does not care at all about the customer. Talk to this guy ( who never gave his name wonder why ) was the worst experience i have ever had. PLESE!! Think twice before getting a Flexiti card they don’t care to help people and they false advertise and don’t care.

Be prepared for your credit rating to go down quick. It reports back as a normal credit card so if you rack this up, it will affect your credit utilization percentage (revolving) - not like a car financing (installment). Woke up this morning with my credit rating being down by 65 points. Stuck with it until I can pay everything off.

Right from the start this company scammed me ! I bought a fridge and used 2000 on Flexiti
I was supposed to be 12 equal payments they charged me insurance until I noticed and told them. To take it off I’m out over 300 from that ! No refund either ! Then I tried to make a purchase from wayfair and cancelled it sent product back they charged me 180 plus for no reason ! So I called them. They said that they would waive some type of interest payment for 32 bucks I never missed a payment or was late they never did ! Then I asked. For total amount to pay them off to be done with them so they did and I payed the amount in the email then I get another email saying I owe another 9.97 !!!??? For what ??????? I feel like I been scammed from the beginning to the end !!! Stay far away from this company !!!

Be very very careful using this company. I would suggest running the other way. I set up 36 no interest payments with my bank after our purchase. 2 years in I find out they have me paying for insurance with interest on this same account. I never agreed to this insurance. Who would buy insurance for a $6000 purchase. They are scammers. Lots of other reviews that I wish I had k own about sooner.

I do not recommend Flexiti Credit Card to anyone unless you have a lot of money to throw money away on this (Money Hungry) entity.
I used the card on June 19 to buy a few items from Jysk for $725. Ten days after I purchased, I paid the whole amount in full only to notice they charged me an "Administration Fee" of $149.76. I will pay that (Theft) fee and will close the account immediately. I recommend this card to people who have a lot of money to throw away. Flexiti Credit Card—IT IS NOT WORTH IT!!

Flexiti fait exprès de mettre le délai des paiements un peu plus tard que la date d’achat de sorte à facturer leur frais annuel juste avant la fin des termes. Autrement dit, si mon compte avait été à zéro 3 jours avant, les frais annuels n’auraient pas été appliqué. Pourtant j’ai fait tous mes paiements avant la date limite et tout était acquitté. Ils ont chargé 39,99$ après mon dernier paiement. Quand j’ai appelé, je ne suis fait dire que les frais annuels ne pouvaient pas être remboursé et on m’a raccroché au nez! À éviter si possible!

Money Scam

I spoke to a representative and they said they would waive my interest and fee on purchases.
But they charged me interest 2 months later.
When I called up they said two months are passed and they cannot waive it.

I am never going to use this service ever again.

I ordered a crib and dresser set from Wayfair using their flexiti financing option, I got my first statement and the full amount is due tomorrow plus interest if late. I’ve been playing phone tag with the two companies, They’re both blaming each other and say there’s nothing I can do without returning the items and cancelling the order which I have to pay out-of-pocket to return. 130$ to send it back and a cancellation fee comes off the return. It’ll take 10 days to process so in the meantime, flexitit is going to charge me interest on the full amount over $1000 which I will be liable for even after the return. Plus a missed payment ring on my credit score, I feel like I’ve been scammed. I’m seven months pregnant and can’t deal with the stress right now and now I have no crib.
Flexiti is blaming me saying I selected rewards point instead of financing but it NEVER gave me the option to do that to begin with and WHY would I sign up for a credit card to make the full purchase amount how does that make sense, I would have just paid directly through wayfair.