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Se, hvad kunderne siger

Bedømt til 5 ud af 5 stjerner

I’m truly grateful for all the help and understanding I received from the team at IVA.org. From the very beginning, they treated me with kindness and respect, and guided me through every step of the... Se mere

Bedømt til 5 ud af 5 stjerner

Iain at IVA.org has been absolutely fantastic in helping us become debt free. We have dealt with other debt management companies, but Iain and his team are by far the best. They aren't pushy like m... Se mere

Bedømt til 5 ud af 5 stjerner

I strongly advocate you place your trust in these professionals at IVA.org. It will become very clear to you why, after just a few minutes of speaking to one of their Consultants. Precise and sensitiv... Se mere

Bedømt til 5 ud af 5 stjerner

IVA.org has been absolutely amazing and invaluable to me. I was drowning with finances and hated anything to do with bills and trying to juggle everything but never quite managing. My mental health... Se mere

Virksomhedsoplysninger

  1. Gældssanering

Skrevet af virksomheden

IVA.org is a 'Not For Profit' Community Interest Company (CIC), our main aim being to provide practical and ethical advice to anyone experiencing problems with their unsecured debts. No matter how large or small your debt problem is, our advisors will help you find the best solution to suit your personal circumstances. They will provide you with the guidance you need to make an informed decision on your best way forward and give practical advice on the actions you need to take before your creditors take actions against you. IVAorg CIC is a licensed insolvency practice which is regulated and authorised as a Member Firm of the Insolvency Practitioners Association (IPA). We are also authorised and regulated by the Financial Conduct Authority (FCA) and regulated under the Data Protection Act.


Kontaktoplysninger

4,9

Fremragende

TrustScore 5 ud af 5

126 anmeldelser

5 stjerner
4 stjerner
3 stjerner
2 stjerner
1 stjerne

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Bedømt til 5 ud af 5 stjerner

Amazingly helpful, 100% recommend.

Chris was amazingly helpful, initially they steered me away from an IVA because they didn’t think it was the right option for me, and offered to help me set up a voluntary agreement with my creditors. I’d fully recommend these guys, who will help you out, no matter what the situation is.

26. oktober 2020
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Bedømt til 5 ud af 5 stjerner

IVA.org has the solution for you!

To anyone seeking advice during difficult financial times please stop here with IVA.org and pick up the phone and call them.
I finally picked up the courage to face up to my financial difficulty and called. From the moment Iain answered the phone a weight was lifted off my shoulders.
Iain made me feel comfortable talking about my financial difficulties without judgement and we worked through a way of finding the best solution for me.
We decided a full and final IVA was the best solution to my problem and having discussed all the options I was not pressured into anything.
Iain was always there to answer my calls. Although my decision to go ahead took me many months due to an ongoing compensation claim, Iain was there all the way through.
I can not thank these guys enough for the advice and professionalism they all give from my initial call, through to Drew finalising the accepted proposal.
This has really changed my life and I have these guys to thank for it.
If you have any doubts about your financial situation and you can't see a way out, please call these guys it will be the best decision you will make.
If there is a solution to your problem these amazing people will have it.
Don't just take my word for it, let IVA.org help you today!

9. oktober 2020
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Bedømt til 5 ud af 5 stjerner

We are currently in Iva with creditfix…

We are currently in Iva with creditfix many situations have risen and a lack of advise explanation & no communication. We contacted Iva.org for an independent opinion of our situation and they were outstanding for a non profit organisation they gave me far better advice in two phone calls than in the 5years I’ve been with creditfix. On both occasions the phone was answered promptly by a gentleman called Ian who remembered our first conversation without judgment His knowledge was amazing very professional and informative he gave us clarity to our situation & put our minds at ease Ifelt he was more empathetic towards us. I wish I had known about Iva .org before using creditfix for anyone thinking of going into an Iva please look at using these people first.

14. august 2020
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Bedømt til 5 ud af 5 stjerner

I could write an essay of positives!

I could write an essay of positives for this company and especially Drew and Iain that make it so successful and my experience so so positive. I contacted these guys as I was in turmoil over personally guaranteed debt gone sour, not an easy one to work through as the set up of my liabilities and creditors were complex. These guys handled it with such professionalism, care and attention. It felt like I’d known them for years and we were working through my extremely difficult times together. Other insolvency practices I spoke to just didn’t have that level of personal service that I got from these guys and I had full confidence from beginning to end in their ability and desire to really want to help my case. One morning Iain spent 3 hours on the phone to me advising my situation and Drew and I have had countless consultation calls, really a top notch service was provided! Needless to say I am now sorted and out the other end and my worry days are over.

If you are in a pickle and need help , don’t wait, worry and wonder. RING THESE GUYS! Best thing I ever did.

Guys if you read this thanks again and wish you all the very best! DP

31. juli 2020
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Bedømt til 5 ud af 5 stjerner

Honest and helpful, a refreshing change

I called to explain my situation and explore whether and IVA was the best solution.
Their representative asked some basic questions and quickly established that an IVA was probably not the best solution given my circumstances.
This was so refreshing to hear and given me confidence in moving forward. I don't know is any other IVA company would have been so honest and upfront as it would mean losing the opportunity to earn a fee.
Thank you so much for honest approach.

1. juli 2020
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Bedømt til 5 ud af 5 stjerner

Iain is outstanding - compassionate, professional, honest and knowledgable

I just had a quick look at some of the other recent 5 star reviews and I totally agree with them. I had been advised to file for bankruptcy by another adviser (not IVA.org) and my situation has changed. I went back to the original adviser but didn't feel satisfied. I spoke to a couple of other advisers and they completely contradicted themselves and each other. I ended up feeling confused and a bit ashamed if I'm honest.

I decided to find another adviser and I'm so glad I did because Iain Renshaw is amazing. He spent so much time listening to my situation, he went through my figures with me and helped me present things properly to maximise "reasonable living expenses" and business expenses.

He's left me feeling confident about submitting my figures to the Official Receiver, as we agreed that an IVA is not the best route for me.

I can't thank Iain enough.

23. juni 2020
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Bedømt til 5 ud af 5 stjerner

Look no further! They are Amazing

I want to express my gratitude to the entire team of IVA.org, they have been extremely helpful, professional and caring about my individual circumstances.
My debts were out of control and I did not have the funds to pay them or any assets. My health was getting severely affected, unable to sleep, anxious and with constant worries.
I started looking online for several places to get advice on debt management and I contacted a few of them. However, I did not feel confident enough with most of them or I just felt treated like another case, sometimes explanations were making no sense or just not getting enough information.
I came across IVA.org and from the first moment I contact them it felt completely different. They are very thorough with their explanations, your options and offering the necessary support needed under such difficult conditions.
I want to specially thank Iain for all his support and for following up at every step of my case, especially for being constantly available to all my queries and providing the necessary reassurance.
Also to thank Drew for his hard work, even during difficult times and to ALL the team on IVA.org for their unique and personalised approach, which made me chose them undoubtedly.

20. juni 2020
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Bedømt til 5 ud af 5 stjerner

I am rarely compelled to write reviews…

I am rarely compelled to write reviews these days unless Ive had a terrible service or a superb world class service. I am pleased to say iva.org falls into the latter. As someone that works in the world of customer service and gets paid to deliver good service I can honestly say I have never experienced such good service from ANYBODY in my entire life that would match that of iva.org. From the start to finish the staff have been friendly. I have been given regular updates. They've never judged me. I have felt throughout the time the process has been 100% collaborative. They were there for me every step of the way. I felt human. At no time did I feel like a cash cow or a number. They were honest every step of the way. Explored all my options (some options may have meant they, as an organisation, lost out) with no emphasis on what I SHOULD do or pressure to follow one route. In particular I want to give a nod to Ian Renshaw. The man Ive had primary contact throughout the process. Ian carried out my assessment. Despite the fact I had a previous negative experience with an IVA provider he didnt throw mud. He explained how the system worked. He listened. I felt he cared the entire time. He was open. A great listener. And I felt like he was walking beside me through the process. Not leading. Not telling me what to do. And I had his number. He always responded to my queries with measured reassurance. Today I learnt my IVA is in place. For the first time in years I feel positive about my future and the debt I carry. If you are struggling. If you are worried. There are options. Dont put yourself through unnecessary stress and worry. Because there is help. And you will NOT get any better than Ian and Iva.org
Thank you so much!

28. maj 2020
Uopfordret anmeldelse
Bedømt til 5 ud af 5 stjerner

Fantastic organisation

Recommended to anyone going through financial struggle :
After finding IVA org online, I was put in touch with an agent , Iain .
I was a bit reluctant at first as I had been in touch with other " debt help" agencies , however undecided as not many options offered and seemed I needed to pay to pay my debt back so in much more debt?

After going through my finances, Iain explained all of my options in detail and with no rush .

I felt so relieved after our conversation and plan of action I definately felt empowered to deal with the situation in a positive way

It is thanks to IVA that i have got now the determination to resolve my situation without feeling powerless. Fantastic agent, fantastic organisation , I woudl definately recommend it to anyone under financial strain before entering into a contract with third party brokers interested in getting profit from your loss

Thank you so much !!!!

19. maj 2020
Uopfordret anmeldelse
Bedømt til 5 ud af 5 stjerner

Real honest and impartial advise

Real honest and impartial advise. Ian called me back only 2 hours after I had left my details. He listened carefully to my answers and made an excellent assessment, in my case the solution was something other than an IVA. That route would be detrimental for what I was trying to achieve. He gave me some future advise in case bussiness was not generating enough in the future. It was perfect.

23. marts 2020
Uopfordret anmeldelse
Bedømt til 5 ud af 5 stjerner

Many thanks to Ian for taking the time…

Many thanks to Ian for taking the time to discuss my problems with me
Its very rare these days to find a company that will tell you the truth and not lie just to take your money
This is one such company
Ian you have restored my faith in human nature

13. marts 2020
Uopfordret anmeldelse
Bedømt til 5 ud af 5 stjerner

Our life savers!

IVA.org are an amazing organisation who have, quite literally, turned our lives around and made it possible for us to continue, and even to look forward to the future again! This is something which we thought would be impossible and felt absolutely trapped in a terrible corner. The team at IVA.org all seem so incredibly knowledgeable, friendly, sincere and thoughtful – I feel so fortunate that they are the organisation we turned to in such a difficult time.
When they are talking to you, emailing, etc at no time is there any undue pressure whatsoever and they do not ever try to push you into anything you are not comfortable with. The advice is measured and well thought out and they do not make any unrealistic promises of a “silver bullet” to cure all of your problems. What they do give is advice and options and explain the process with each.
I had to have a large number of quite long conversations with the team to progress our application but at no time did they seem to be fed up by my daft questions (they must hear the same thing many, many times) but instead dealt with all queries professionally and sympathetically.
We literally can not praise the team highly enough for the way they deal with their clients – it is the best I have experienced in any organisation ever. At 53 years old I have dealt with quite a few different groups for things unrelated to finance and they could all take lessons from IVA.org!
All of the team were excellent but I especially wish to praise Iain and Drew, who are the ones I dealt with the most, and are genuinely our saviours.
We had already decided to write this review in exactly the same terms regardless of having a successful application or not, as the team can not be faulted. We were fortunate and our application was accepted, there are no guarantees of this of course, but you literally have nothing to lose by seeing if the team can help you out like they did us.
Thank you a million times IVA.org.

3. marts 2020
Uopfordret anmeldelse
Bedømt til 5 ud af 5 stjerner

We are faced with a new situation and got professional and impartial advice

We are faced with a new situation and after some research we decided to contact IVA.org. We spoke to both Chris and Ian at IVA.org. We thought that the best route for us was to proceed down an IVA.

Chris and Ian both spent time understand our situation and only then began to explain the issues and situation.
We clearly listened to highly experienced and sympathetic specialists who gave us excellent and impartial advice. They actually informed us that an IVA was not the best route for us to go down.

They explained this in detail and spent over an hour on the telephone discussing the challenges we faced and their style allowed us to ask questions to clarify the process.
For Ian to say that the IVA is not the best route to purse was a very honest approach which we respect and are most grateful.
they also know what they don't know and are honest enough to explain this. Great credit to both of them

3. marts 2020
Uopfordret anmeldelse
Bedømt til 5 ud af 5 stjerner

I called inquiring about an IVA and was given the Best Advice that there is a better solution!

I called at 9pm and was pleasantly answered by Chris who couldn't have been more helpful. Inquiring about a possible IVA for my Elderly Mother - who has found herself in a lot of debt due to being defrauded. Chris asked me about my Mother's full financial circumstances and advised me that an IVA was not her best course of action. Actually a Debt Relief Order would be more appropriate for her. Chris pointed to the best sites to help arrange this solution and also assured me that my Mum would not have to go to Court at any time during the process. This will be a massive relief to her as she has been crying at the thought of it! I can't thank Chris enough for the time he kindly spent talking to me - giving me hugely helpful advice but also for genuinely caring about my Mum's situation. I'd give 10 stars if I could and would highly recommend you call IVA.org if you need help. They are the best! Thanks Chris! Top Man!

25. februar 2020
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Bedømt til 5 ud af 5 stjerner

Spoke to Chris

Spoke to Chris, pained a clear and consise picture of the options of debt relief and perhaps saved me from disaster.

10. december 2019
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Bedømt til 5 ud af 5 stjerner

Trust these impartial professionals at IVA.org. It will soon be clear why!

I strongly advocate you place your trust in these professionals at IVA.org. It will become very clear to you why, after just a few minutes of speaking to one of their Consultants. Precise and sensitive listening and discussion about your situation, without urgent probing and no driven agenda. No sales 'Pitch'. Just thoughtful practical processes, to guide you through to a way of seeking a supported good outcome with regard to your often emotionally difficult financial situation.

20. november 2019
Uopfordret anmeldelse
Bedømt til 5 ud af 5 stjerner

I truly and sincerely thank you Drew and your whole team.

I truly don't know what to say other than Drew and all the team at IVA. Org saved me and gave my family a second chance at a happy life together.
I originally filed an iva application with another company and I was treated like just anther number... I never knew what was going on, and kept calling to get an update only to get passed around and then when I actually got through to a person that I thought could help there no empathy, no support and I was left in tears waiting to find out the outcome of my IVA (which is a very scary thing to enter into in its own)
One day whilst dealing with that other company and being left with no answers I stumbled upon IVA.org website that said they were there to help 24/7 and I not knowing who they are called just to get help and advice.
I spoke with a gentleman that I can only describe as an angel. (sincerely and truly) he was driving and answered my call and spoke with me for an hour just to answer and help me with any questions I had that I was not getting help with through Creditfix.
A few weeks later Creditfix said my IVA was rejected and that was it. They could not do anything for me and said good bye... I was broken. I am a mom of 2 little children and my family is everything to me and to get this news in such a cold way truly I felt like my world fell apart and that was it... Well that's the way creditfix made me feel and they didn't really care.
I called immediately to that angel that spoke with me for an hour and I found him... We went over what happened and he said his company will try to refile and I should not worry and they will walk with me every step of the way...
That's when I was introduced to Drew at IVA.org.... All I can say is because of this company, the team, Drew... They saved me and my family.
Words cannot describe what they did to help me. We resubmitted my application and they explained and went through everything with me so calmly and reassured me that I will be ok.
My IVA was resubmitted by Drew at IVA. Org and a few weeks later I got the call from Drew that gave us light again... My IVA was accepted and life was now going to start getting better for us all.
It didn't stop there either Drew had been by our side offering support in any problems or questions I have.
I could honestly keep going... But basically if you are going through any financial problems and possibly having to enter into an IVA please please call this company... They are truly the nicest, supptive and caring people I have ever met and they saved my families life and gave my children their mommy back.
Thank you so much IVA.org, I am very grateful to you all. Thank you

18. november 2019
Uopfordret anmeldelse
IVA.org-logo

Besvarelse fra IVA.org

Hi Shaz,

Thank you so much for taking the time to share your experience with everyone.

On behalf of Drew and all the team, I would also like to thank you for your lovely comments and for leaving such a heartfelt and touching review.

Kind regards

Iain

Bedømt til 1 ud af 5 stjerner

misselling at its finest

these guys are claiming they are non profit however they charge iva fees as per all other companies.

The also claim on the website that the fees in the iva are paid by the creditors, this is absolute nonsense. The fee's are paid by the customer from the 60 payments that are made into the iva not by the creditors.

I have reported this misleading site to the fca.

15. november 2019
Uopfordret anmeldelse
IVA.org-logo

Besvarelse fra IVA.org

Thanks for your feedback.

It is a common misconception that ‘Not for Profit’ means ‘free’ but this isn’t the case.

’Not for Profit’ basically means we have no share-holders and that any profits we do generate must be used to further our company’s social objectives, specifically to assist in the relief of poverty for people living in the UK.

But I’d like to reassure you that IVAorg is a ‘Not for Profit’ Community Interest Company by virtue of our legal constitution and we are recognised by the FCA as such.

Under our social objects, we’ve already provided free advice to thousands of individuals seeking help with their debt problems and it is only to those who then choose to enter an IVA using our services that fees are applied.

When it comes to IVAs, every IVA provider charges fees. There are no exceptions, including debt charities such as StepChange who also charge industry level fees for the IVAs they administer.

Some IVA companies charge very high fees for the work they do, but we strive to ensure our fees are as low and as fair as possible.

Who Pays For An IVAs Fees?’ is the real burning question.

Let me explain:
As with all other IVA providers, creditors allow us to take our fees out of the money paid into the IVA pot by our IVA customers with the payments themselves being set at what is deemed affordable in each individual case.

Under the terms and conditions of an IVA creditors are legally obliged to write-off any debt that remains when the IVA completes successfully. So, as long as the customer gets to the end of their IVA without experiencing any issues, all their outstanding debts are written off, leaving them debt free.

So, in these cases it's the creditors who pay the IVA fees, by writing off more of the debt left unpaid at the end of the IVA.

Where IVAorg CIC makes a huge difference is when an IVA case fails to complete successfully because if an IVA fails, not all of the money paid into the IVA will have been used to pay back debt - some will have been used to pay fees instead.

Unlike other IVA providers, IVAorg CIC is totally committed to improving outcomes for all those vulnerable individuals whose IVAs fail through no fault of their own.

So, to protect those clients, we have introduced a unique ‘pledge’.

“Should your IVA fail to complete successfully through no fault of your own, we will ensure the fees you’ve paid for our services will be used to reduce your debt to the maximum effect, guaranteeing to leave you no worse off.”

This pledge ensures that IVAorg CIC is invested in attaining successful outcomes for every one of our clients and that no financial burden is being placed on our most vulnerable customers.

I hope this helps clarify the points you’ve raised and also explained how we are, in our own way, striving to improve the standards of debt advice in the UK.

Finally, if you are truly looking for some advice on how to deal with a difficult financial problem, please give us a call and I promise we’ll do whatever we can to help.

Kind regards

Iain
M.D. IVAorg CIC

Bedømt til 5 ud af 5 stjerner

Spoke to Ian who was incredibly honest

Spoke to Ian who was incredibly honest, i was scared of the reveiws inthis sector but he did not try to sell me an IVA but spent 45 mins of his time just giving me honest advice on how to get myself straight without one. Thanks Ian you company lived up to its great billing on this site.

18. oktober 2019
Uopfordret anmeldelse
Bedømt til 5 ud af 5 stjerner

They're on your side

I thought I had nowhere to go when I found IVA.orgs numbers and spoke to Iain. He was amazing - he spent several hours on the phone to myself to understand the situation, before giving advice.
The advice was sound, and I can now see a way out.
If you're in a sticky place give these guys a call.

4. oktober 2019
Uopfordret anmeldelse

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