Es una buena plataforma y cumple lo estipulado. Creo que necesita más originadores, cómo era triple dragón antes, está muy concentrado en pocos originadores . Por otro lado, la plataforma cumple
Virksomheden har svaret
Selvom vi ikke verificerer specifikke påstande, fordi anmeldernes meninger er deres egne, kan vi godt betegne anmeldelser som "Verificerede", når vi kan bekræfte, at der har fundet en forretningsinteraktion sted. Læs mere
Af hensyn til platformsintegriteten scannes alle anmeldelser på vores platform – verificerede eller ej – af vores automatiserede software døgnet rundt. Denne teknologi er designet til at identificere og fjerne indhold, der overtræder vores retningslinjer, herunder anmeldelser, som ikke er baseret på en reel oplevelse. Vi er klar over, at vi måske ikke fanger alle problemer, og du er velkommen til at gøre os opmærksom på det, hvis vi har overset noget. Læs mere
Se, hvad kunderne siger
Ich bin auf einigen P2P Plattformen unterwegs aber soviel Private Informationen wie bei DEBITUM musste ich noch bei keiner Plattform eingeben. Ich möchte mein Geld hier anlegen und keinen Kredit aufne... Se mere
Virksomheden har svaret
Experience 100%! All is clear, great plataform, simple to use, to understand! I am here more than 1 year, all working, no late paying and good interests!
Virksomheden har svaret
Ehrlich gesagt, Debitum hat mich positiv überrascht – Transparenz, Stabilität, alles so, wie es sein soll. Die Rendite liegt etwas über dem Marktdurchschnitt (etwa 13 %), Auszahlungen funktionieren... Se mere
Virksomheden har svaret
Virksomhedsoplysninger
Skrevet af virksomheden
An online investment platform that allows investing in various business loans around Europe.
Kontaktoplysninger
Dzirnavu iela 67, LV-1011, Riga, Letland
- +37120005452
- support@debitum.investments
- debitum.investments
3,9
God
126 anmeldelser
Ingen nylige anmeldelsesinvitationer
Denne virksomhed har ikke inviteret kunder til at skrive anmeldelser for nylig, så anmeldelserne er muligvis ikke repræsentative
Har besvaret 91 % af deres negative anmeldelser
Svarer typisk inden for 1 måned
Sådan bruger denne virksomhed Trustpilot
Se, hvordan deres anmeldelser og bedømmelser indsamles, vurderes og modereres.
Difficulties with openning an account
Terrible experience just trying to open an account. If you are an investor, they make your life extremely difficult, asking for document after document regarding your income. Even if you have money available in your bank account and want to invest, they still don’t accept it. Not worth the time or energy. I was never able to get my account verified, even though I have accounts with other reputable platforms, so I requested the deletion of my account. Meanwhile they answered to my e-mail explaining that document was only to improve limits, I will see how it goes.
15. april 2026
Uopfordret anmeldelse
Besvarelse fra Debitum Investments
Hello,
We are sorry to hear about your experience and that the onboarding process felt frustrating.
Please understand that as a regulated investment platform supervised by the Bank of Latvia, we are legally required to carry out strict identity, KYC (Know Your Customer), and Source of Funds checks. These are not optional steps, but mandatory regulatory requirements designed to protect both investors and the platform from fraud, money laundering, and financial crime.
In some cases, additional documentation may be requested, particularly when increasing investment limits or verifying the origin of funds. While this can feel excessive, these checks are applied consistently to all users and are essential to ensure a secure and compliant investment environment.
We understand that this process may differ from other platforms, but it reflects the higher regulatory standards we operate under. That said, your feedback is very important, and we are continuously working to make the verification process as smooth and transparent as possible.
If you are open to it, we would appreciate the opportunity to review your case individually and provide direct assistance.
Mi dinero trabaja
Llevo desde Septiembre con ellos y muy contento con su puntualidad en los abonos de intereses y la devolución de los capitales invertidos.
Han mejorado la seguridad para entrar en la web y ahora siempre hay q pasar la doble autenticación, algo fundamental para proteger tu cuenta y que me gusta.
Aunque hay poca variedad de empresas ofreciendo prestamos siempre hay disponibilidad y variedad temporal.
Que siga así!!!
28. marts 2026
Uopfordret anmeldelse
Besvarelse fra Debitum Investments
Hola,
Gracias por sus comentarios detallados y por estar con Debitum desde septiembre.
Nos alegra saber que la puntualidad en el pago de intereses y la devolución del capital invertido ha cumplido con sus expectativas. La fiabilidad en los pagos es una parte fundamental de la plataforma, por lo que es importante para nosotros que esto se refleje en su experiencia.
También es muy positivo ver que valora las mejoras en seguridad. La autenticación de dos factores es un elemento clave para proteger las cuentas de los inversores, y seguimos trabajando continuamente para reforzar la seguridad de la plataforma.
Sus comentarios sobre la disponibilidad de activos y la variedad de plazos también son muy valiosos. Estamos trabajando activamente en ampliar nuestra red de socios, manteniendo altos estándares de calidad, para garantizar un flujo constante de oportunidades de inversión.
Gracias nuevamente por su confianza y por compartir su experiencia.
ENG
Hello,
Thank you for your detailed feedback and for being with Debitum since September.
We are glad to hear that the punctuality of interest payments and principal repayments has met your expectations. Reliability in payments is a core part of the platform, so it is important to us that this is reflected in your experience.
It is also great to see your appreciation for the improved security measures. Two-factor authentication is a key element in protecting investor accounts, and we continuously work to strengthen platform security.
Your comments about asset availability and loan term variety are equally valuable. We are actively working on expanding our partner network while maintaining strict quality standards to ensure a consistent flow of investment opportunities.
Thank you again for your trust and for sharing your experience.
So far
So far, everything has gone just fine: interest, tax, verifying, solutions to problems. I invest via Debitum Investments because it has one of the highest interest on loans, a community forum where also workers of Debitum take part, and a working customer support be it via email or web conferencing.
11. marts 2026
Uopfordret anmeldelse
Besvarelse fra Debitum Investments
Hello,
Thank you for sharing your experience. We’re glad to hear that you’ve found Debitum Investments’ interest rates, community forum, and customer support helpful.
Our team works hard to provide a smooth and transparent investment experience, and it’s rewarding to know that it’s making a difference for our investors.
Contento
Llevo varios meses y de momento ningún problema. Todo correcto y funcionando.
1. juni 2025
Uopfordret anmeldelse
Besvarelse fra Debitum Investments
Hola,
Gracias por tu comentario y por compartir tu experiencia con Debitum.
Nos alegra saber que todo está funcionando correctamente y que hasta ahora no has tenido ningún problema. ¡Esperamos que sigas teniendo una experiencia positiva en la plataforma!
ENG
Hello,
Thank you for your review and for sharing your experience with Debitum. We are glad to hear that everything has been working well for you so far and that you have not encountered any issues.
We hope your experience on the platform continues to be positive.
Plataforma confiable
Plataforma confiable. Cumple lo que promete. Seguiré invirtiendo.
11. marts 2026
Uopfordret anmeldelse
Besvarelse fra Debitum Investments
Hola,
Gracias por su reseña y por confiar en Debitum.
Nos complace saber que la plataforma cumple con sus expectativas y apreciamos su continua confianza al invertir con nosotros.
Hello,
Thank you for your review and for your trust in Debitum.
We are pleased to hear that the platform meets your expectations and appreciate your continued confidence in investing with us.
Good investment assets
Good investment assets - forests, lands, which stands out compared to consumer loan p2p platforms.
11. marts 2026
Uopfordret anmeldelse
Besvarelse fra Debitum Investments
Hello,
Thank you for your review! We’re glad you appreciate the unique investment opportunities on Debitum Investments.
Our platform focuses on asset-backed securities and notes, including forests and land, offering investors diversified options that go beyond typical consumer loan P2P platforms.
precision , trust , serious
always on time , always reliable Yes ,they sometimes seem to over verify things ,but nothing tragic..Simple, trustful,
18. februar 2026
Uopfordret anmeldelse
Besvarelse fra Debitum Investments
Dear,
Glad to hear about Your smooth experience. happy to have You!
Por diversificar decidi invertir en…
Por diversificar decidi invertir en Debitum , llevo dias que la pagina no carga , he probado en distintos dispositivos. No sé que sucede , pero no me transmite buenas sensaciones que haya estos problemas y ni hayan avisado. Es un error que por lo visto ya muchos usuarios han notificado . YA LO SABEN, pero no actuan. Solicitan info , con la excusa para poder bloquear esta reseña
17. februar 2026
Uopfordret anmeldelse
Besvarelse fra Debitum Investments
Hello!
Thank you for your feedback. We’re sorry to hear that you experienced difficulty accessing our website.
We do not have any recorded platform-wide issues during the period mentioned. Occasionally, we carry out scheduled maintenance work to improve performance and security. In such cases, we always inform our clients in advance via email and through our official Telegram channel.
If you are still experiencing access problems, please contact us at support@debitum.investments
with details (time, device, browser, screenshots if possible), and our technical team will be happy to assist you promptly.
En mi top
Una de las plataformas que me da mas seguridad.
Encantado con su rentabilidad y seguridad.
A dia de hoy todo perfecto..
17. december 2025
Uopfordret anmeldelse
Besvarelse fra Debitum Investments
Hola,
Muchas gracias por tu reseña y por confiar en nuestra plataforma.
Nos alegra saber que estás satisfecho con la rentabilidad y la seguridad que ofrecemos. Esperamos seguir cumpliendo tus expectativas en el futuro.
Hello,
Thank you very much for your review and for trusting our platform.
We are glad to know that you are satisfied with the profitability and security we offer. We hope to continue meeting your expectations in the future.
Plataforma de inversión sólida y con…
Plataforma de inversión sólida y con garantía de recompra.
Como inversor en diferentes áreas, Debitum es una plataforma que me transmite mucho seguridad y confianza. Llevo en ella ya casi 3 años y hasta el momento ningún problema (no entiendo las malas reseñas).
Obtengo un rendimiento medio del 12%.
Se trata de una plataforma de inversión que tienes que tener si te dedicas a las inversiones.
Si dedicas parte de tu cartera, Debitum tiene que estar en ella " 3KFRH" con hasta 20e extra ahora.
Actualmente tiene una campaña de cashback el alguno de sus originadores.
1. december 2025
Uopfordret anmeldelse
Besvarelse fra Debitum Investments
Hello,
Thank you for sharing your experience and for being with Debitum Investments for nearly 3 years.
We truly appreciate your long-term trust and your detailed feedback on returns, platform stability, and overall experience. It is great to hear that the buyback structure, consistency of payments, and recent cashback campaigns are delivering value as expected.
We also value your perspective on diversification and portfolio allocation—this is exactly how the platform is designed to be used.
If you ever have suggestions or ideas on how we can improve further, we are always open to feedback.
Konnte mich nicht einmal verifizieren
Bin bei quasi allen P2P Plattformen, Brokern und Exchanges vertreten, aber hier ging nicht einmal das Registrieren.Ztotz korrekter Antworten wurden meine Qualifizierungsfragen immer als abgelehnt angezeigt, egal was man eingibt. Es wird quasi alles abgefragt, was persönliches Betrifft. Nicht einmal für den Hauskauf brauchte ich so viel anzugeben. Sogar Authentificator ist notwendig, also für Apple Nutzer eh nicht möglich.Am Ende wollen die wahrscheinlich noch die Steuernummer meiner Oma haben denke ich. Für ein lettisches Unternehmen ist das überhaupt nicht notwendig, dort gibt es fast gar keine Auflagen. Mich lässt der Datenklau bezweifeln, ob es nicht im Identitätsdiebstahl geht und ob die angebliche Ausfallquote von 0 überhaupt nachgewiesen werden kann. Über das Unternehmen finde nichts. Dann lieber Income oder Mintos...
12. december 2025
Uopfordret anmeldelse
Besvarelse fra Debitum Investments
Hello,
We’re sorry to hear your registration experience was frustrating. Debitum is a licensed investment platform regulated by the Bank of Latvia, so we are legally required to run KYC/AML checks and an investor appropriateness (qualification) questionnaire under EU rules—this is why we ask for personal and financial background information.
If your qualification answers were rejected “no matter what,” it may indicate a mismatch between your profile details and verification data—our support team can check the exact reason and help you complete onboarding (support@debitum.investments).
Two-factor authentication is not “impossible” on iPhone: you can scan the QR code and use apps like **Google Authenticator, Microsoft Authenticator, or Authy** on iOS. Also, 2FA is **optional** on Debitum (you can continue without enabling it).
Regarding data safety: information is handled under GDPR, stored securely, and access is restricted to authorized personnel.
Sistema KYC di bassa qualita'
Sto provando da tempo a terminare il processo KYC, il loro strumento di acquisizione foto e' pessimo. Se tutto il resto funziona cosi', forse è meglio lasciar perdere. Anche Copilot dice che ci sono tanti utenti con lo stesso frustrante problema.
7. december 2025
Uopfordret anmeldelse
Besvarelse fra Debitum Investments
Hello,
Thank you for sharing this – and I’m sorry you’ve had such a frustrating experience with the KYC photo capture.
We use a regulated third-party KYC provider, and while the process normally works smoothly, it clearly hasn’t in your case. A few things that usually help are: using a smartphone with a good-quality camera, taking the photos in good lighting, making sure all four corners of the document are clearly visible, and taking a live selfie rather than a photo of a photo.
That said, you shouldn’t be stuck in a loop. Please contact us at support@debitum.investments from your Debitum email address, and our team will review your case directly and help you complete verification.
Good reliable plattform with all…
Good reliable plattform with all required functions you excpect from a P2P plattform
6. december 2025
Uopfordret anmeldelse
Besvarelse fra Debitum Investments
Hello,
Thank you for your feedback! We’re glad you find Debitum Investments reliable and appreciate that it provides all the key functions you expect from a P2P investment platform.
We strive to make investing simple, transparent, and rewarding for our investors.
Ich soll meine Kontoauszüge der letzten…
Ich soll meine Kontoauszüge der letzten 12 Monate hochladen. Bestimmt nicht !!!
28. november 2025
Uopfordret anmeldelse
Besvarelse fra Debitum Investments
Hello,
We understand that you may have concerns regarding our compliance with the AML/CTF laws. Please be assured that our measures are focused on ensuring the security and legality of your investments.
While these processes may feel bureaucratic, they are essential for protecting your investments and ensuring full legal compliance.
If you have any further questions or concerns, please don’t hesitate to reach out.
Keine Ahnung wie man hier Geld einzahlt…
Keine Ahnung wie man hier Geld einzahlt alles auf englisch sehr unübersichtlich nix für mich.
Antwort auf englisch wie krank ist das denn
27. november 2025
Uopfordret anmeldelse
Besvarelse fra Debitum Investments
Hi,
Thank you for your feedback, but it is not accurate because our website is available in German: https://debitum.investments/de/
Debitum is based in Latvia, so we offer customer support in Latvian and English.
We are sorry for the inconvinience.
Unreliable and rude people. Not worth my money anymore.
I advise my wife to open an account with them. I had one myself for many years. She invested EUR 5k. I invested 11k. They have a refer a friend program. For each referal they pay you a small amount of EUR 20,- i believe. The do not wanna pay because it's my wife and not a friend...
My wife and I have separate bankaccounts and Investments. Debitum says I misled them and want to harvest a bonus. I feel really upset by this and thinking of leaving the platform. There are more friendly and genuine platforms. This statement of them puts me with my feet on the ground.
26. november 2025
Uopfordret anmeldelse
Besvarelse fra Debitum Investments
Hello,
We are genuinely sorry to hear that this experience has upset you, especially given your long history with us.
We want to provide clarity on why this decision was made, as it is a matter of policy, not a personal judgment against you.
1. As a regulated investment platform, our Referral Program operates under strict Terms & Conditions. These terms explicitly exclude referrals between immediate family members or individuals residing in the same household.
This is a standard compliance measure used across the financial industry to ensure the program is used for genuine external growth and to prevent potential conflicts of interest. You can view these specific rules in the "Loyalty Program" page terms and conditions.
2. Regarding the "Harvesting" Comment, We sincerely apologize if the language used regarding "bonus harvesting" felt like a personal accusation. In compliance terms, this is simply the technical classification for a referral that does not meet eligibility criteria. It was not intended to question your integrity or the legitimacy of your wife's investment.
Buen equilibrio entre rentabilidad y seguridad
Debitum tiene un buen equilibrio entre rentabilidad y seguridad.
0 % de impagos en cinco años es algo raro en el mundo del P2P.
La plataforma apuesta claramente por la calidad de los prestatarios y no por la cantidad.
Por otro lado, el potencial de crecimiento es limitado, ya que la rentabilidad es fija, sin posibilidad de “upside”.
He añadido Maclear para una parte de mi cartera con el fin de aumentar el ROI medio. Hasta ahora, ambas plataformas están funcionando muy bien.
2. november 2025
Uopfordret anmeldelse
Besvarelse fra Debitum Investments
Hello,
Thank you for your insightful review! We are thrilled that you appreciate the balance we strike between profitability and security.
Maintaining a 0% default rate is our top priority, and we achieve this through our rigorous due diligence and strict selection of asset-backed investments.
While our returns are indeed fixed, this predictability is a key feature for investors seeking stability and capital preservation over high-risk volatility.
Thank you for choosing Debitum as the secure anchor in your diversified portfolio.
Plataforma estável, mas mais voltada para investidores conservadores
A plataforma é boa, os pagamentos são feitos sem atrasos e a interface é intuitiva.
Mas parece que o Debitum se tornou mais voltado para investidores conservadores.
Na Maclear, a rentabilidade é maior, mas os riscos são um pouco diferentes.
Acho que o ideal é manter parte da carteira em ambas para equilibrar.
15. april 2025
Uopfordret anmeldelse
Besvarelse fra Debitum Investments
Hello,
Our core philosophy prioritises security and capital preservation above all else. We achieve this through strict due diligence and by ensuring every investment is asset-backed.
We agree that a balanced portfolio is a healthy strategy, and we are proud to serve as the stable, reliable foundation of your investments.
Ehrlich gesagt
Ehrlich gesagt, Debitum hat mich positiv überrascht – Transparenz, Stabilität, alles so, wie es sein soll. Die Rendite liegt etwas über dem Marktdurchschnitt (etwa 13 %), Auszahlungen funktionieren reibungslos.
Nach Bondora und Mintos merkt man, dass hier ein anderer Ansatz verfolgt wird – mehr Kontrolle und weniger Marketing.
Ich habe jetzt Maclear hinzugefügt, um den ROI zu steigern, aber Debitum bleibt für mich die Basis der Stabilität.
10. februar 2025
Uopfordret anmeldelse
Besvarelse fra Debitum Investments
Hello,
Thank you for this feedback. You have perfectly described our mission: prioritizing control and asset quality over marketing hype.
We are proud to provide competitive returns while serving as the secure, transparent foundation of your portfolio.
Excellent
Invested here since several years. Smoothly running plattform. Never any problems. I was about the give up my investments here years ago but with CEO change new wind came in and now I am happy that I have even doubled my investment on debitum.
The interest range is quite big from lower interest rates like 8% to quite high interest rates like 16%. Cashbacks can be really received here on the plattform and make investing even more attractive. The track record so far is brilliant. Thank you for such smooth operation!
⭐⭐⭐⭐⭐
Please keep it up this way!
10. oktober 2025
Uopfordret anmeldelse
Dette er Trustpilot
Alle kan skrive en anmeldelse på Trustpilot. En anmeldelse er ejet af personen, som har skrevet den, og vedkommende kan derfor redigere eller slette den til enhver tid. En brugers anmeldelser bliver vist, så længe vedkommendes konto er aktiv.
Virksomheder kan bede deres kunder skrive en anmeldelse ved hjælp af automatiske invitationer. Denne type anmeldelser handler om reelle oplevelser og markeres "Verificeret".
Læs mere om andre typer anmeldelser.
Vi bruger en kombination af dedikerede medarbejdere og avanceret teknologi til at beskytte vores platform. Find ud af, hvordan vi bekæmper falske anmeldelser.
Læs om anmeldelsesprocessen på Trustpilot.
Hér finder du 8 tips til at skrive anmeldelser.
Verificering kan være med til at sikre, at det er rigtige mennesker, der skriver de anmeldelser, du læser på Trustpilot.
Det kan påvirke TrustScoren, når man tilbyder incitamenter i bytte for anmeldelser, eller når man kun spørger bestemte kunder, og det er imod vores retningslinjer.