BuildMyCreditScore Anmeldelser 391

TrustScore 3.5 ud af 5

3,5

Selvom vi ikke verificerer specifikke påstande, fordi anmeldernes meninger er deres egne, kan vi godt betegne anmeldelser som "Verificerede", når vi kan bekræfte, at der har fundet en forretningsinteraktion sted. Læs mere

Af hensyn til platformsintegriteten scannes alle anmeldelser på vores platform – verificerede eller ej – af vores automatiserede software døgnet rundt. Denne teknologi er designet til at identificere og fjerne indhold, der overtræder vores retningslinjer, herunder anmeldelser, som ikke er baseret på en reel oplevelse. Vi er klar over, at vi måske ikke fanger alle problemer, og du er velkommen til at gøre os opmærksom på det, hvis vi har overset noget. Læs mere

Se, hvad kunderne siger

Bedømt til 2 ud af 5 stjerner

I have tried to cancel on 3 occasions in the last few days and nobody has confirmed anything back to me. They said confirm my dob to which I did but then I have heard nothing back

Virksomheden har svaret

Bedømt til 3 ud af 5 stjerner

So I did have a problem with BMCS due to some late payment fees but they have since given a good will gesture and I now only have to pay the actual balance owed. BMCS hasn't improved my credit score... Se mere

Bedømt til 5 ud af 5 stjerner

Very easy to set up an account. Helps to improve your credit score. The account is linked to your bank account , so you are in control of your spending. You will get an actual card for your daily shop... Se mere

Bedømt til 3 ud af 5 stjerner

The card is a great concept, but I've had real trouble with my direct debit being taken from my account which in turn blocked my account for at least 2 months. Other than this it does provide real... Se mere

Virksomhedsoplysninger

  1. Alternativ finansieringstjeneste
  2. Kreditoplysningsbureau
  3. Finansiel institution
  4. Finansiel tjeneste uden banklicens

Skrevet af virksomheden

A good credit score can change lives, especially for important long-term goals like mortgages, car loans, or getting the best possible repayment plan on bigger purchases. Despite this, few alternatives for building credit exist. We’re here to change that.

BuildMyCreditScore

Skrevet af virksomheden

The Debit Card that builds your Credit Score
BuildMyCreditScore is the UK’s first debit card that works with your bank to build your credit score

Kontaktoplysninger

3,5

Middel

TrustScore 3.5 ud af 5

391 anmeldelser

5 stjerner
4 stjerner
3 stjerner
2 stjerner
1 stjerne

Hos Trustpilot er indhold fra rigtige mennesker i fokus. Denne virksomhed kan dog også anvende vores AI-svarværktøj, som hjælper dem med at skrive svar.

Sådan bruger denne virksomhed Trustpilot

Se, hvordan deres anmeldelser og bedømmelser indsamles, vurderes og modereres.

Virksomheder på Trustpilot må ikke tilbyde incitamenter eller betale for at skjule anmeldelser. Anmeldelser repræsenterer individuelle brugeres meninger, og ikke Trustpilots mening. Læs mere

Bedømt til 1 ud af 5 stjerner

No proper support

No proper support

10. januar 2025
BuildMyCreditScore-logo

Besvarelse fra BuildMyCreditScore

Hi Jins,

Thanks for taking the time to leave this review.

We've had a look with our Customer Support team and can see that you contacted at just after 8am on December 18th to ask why your credit score hadn't changed that month.

The team responded just after 9:30am explaining that BuildMyCreditScore should be seen as a 12 month journey to help you improve your Credit Score. It's not a quick fix and there are factors outside of BuildMyCreditScore that can cause your score to go up or down on a month to month basis. This includes any other bills, credit cards, debts, or loans etc you may have through other services.

You raised 2 further support requests later that same morning asking the same question and received a response within 15 minutes.

You then asked for a phone conversation and our Customer Support team responded to ask when would be a good time for a call. You did not respond to this message which is why you were not called.

Overall, we can see that your score has increased by 47 points since you signed up in October, which is great to see. Keep up the good work!

Best wishes,
BuildMyCreditScore Team

Bedømt til 2 ud af 5 stjerner

MY Credit Score hasn't improved!

MY Credit Score hasn't improved, despite me keeping up with payments and not affecting my score in any other way. I feel that my money is wasted.

10. januar 2025
BuildMyCreditScore-logo

Besvarelse fra BuildMyCreditScore

Hi Sean,

Thanks for taking the time to leave this review, and we're sorry to hear that you feel your money has been wasted.

We've had a look and can see that, overall, your score has increased by 5 points since signing up to BuildMyCreditScore. Whilst this may not be a huge increase, it is still an increase.

Keep in mind that BuildMyCreditScore is not a quick fix and there are factors outside of BuildMyCreditScore that can cause your score to go up or down on a month to month basis. This includes any other bills, credit cards, debts, or loans etc you may have through other services.

Best wishes,
BuildMyCreditScore Team

Bedømt til 5 ud af 5 stjerner

Building credit as i save

I would like to recommend build credit to anyone struggling with getting a good credit score
Using build credit card is a lovely way of saving as you get yourself in good books with agencies

20. december 2024
Bedømt til 1 ud af 5 stjerner

To be honest

To be honest, it's all a bit confusing & when you ask any questions. You never get an answer. My score dropped over 100 points one month & I wanted to know why & either they just don't know or they won't tell you. All I got from the conversation was they want you to pay more money for nothing. As all they keep saying instead of answering is please think of this as a 12 month journey. I'm coming up to the 6 months that I paid for & will not be renewing it. If your thinking of using this company don't. Find another way to improve your score.

16. december 2024
BuildMyCreditScore-logo

Besvarelse fra BuildMyCreditScore

Hi Stefan,

Thanks for taking the time to leave this review, and we're sorry to hear that you're unhappy with the product.

First of all, despite the previous 100 point drop you mentioned, your score has still increased by 114 since you signed up in July which is great to see!

To clarify, as we are not a Credit Referencing Agency, we cannot say for sure why your score dropped because we don't have access to all the data required. Your score is calculated by these agencies based on reports they receive from all products that report to them.

This is why our Customer Support team was unable to give you the exact reasons for your score dropping in October.

Best wishes,
BuildMyCreditScore Team

Bedømt til 1 ud af 5 stjerner

Bad card, terrible customer service

It had taken far too many emails to get the customer service to understand the most simple of tasks of unfreezing my card. I’m extremely unhappy with the card and the service it’s so much more hard work than other cards I’ve used to build credit in the past. You should most definitely be able to load more than £20 on your card, it’s your own money so £20 makes no sense. I have £4000 in my Chase account that I use as my main card and you also don’t accept Chase so I have to open a bank account up to put a measley £20 in

The card I can see from other reviews is making people upset over the small £20 limit which again is outrageous and silly as it’s not borrowed money it’s OUR money so why have £20 ? You just can’t cope with this limit it’s such hard work to keep changing from bank account to bank account with a measley €20 especially makes it harder as Chase ain’t an option but I use Chase due to the cashback they provide just like anyone else
You’re losing customers over this all

The card most definitely needs an evaluation and some changes to it
I would like this sent to the Top manager in charge to look at making changes
Start reading your reviews and everyone is saying the same as me

Edit to the reply I got off these people

This is the same reply we all get as customers, it’s not good enough. We ain’t looking for Credit, this card isn’t Credit it’s our own money so why they can’t make it £50 plus I have no idea. To mess about on tiny purchases and remember to top it up is hard work

It really does need a £50 plus limit it’s our own money afterall not credit

16. december 2024
BuildMyCreditScore-logo

Besvarelse fra BuildMyCreditScore

Hi Carl,

Your card was frozen because you cancelled we were unable to collect your subscription for the month, which is in line with our Terms and Conditions. It was unfrozen once the money was collected.

The limits for BuildMyCreditScore are deliberately low, as the product is designed for small purchases like coffee, snacks and other incidentals, as well as regular payments like Netflix and Spotify. We will then collect the payment from your linked account via Direct Debit a couple of days later.

Making these small purchases using BuildMyCreditScore allows us to report your spend to Credit Reference Agencies and help improve your credit score, without the risk of needing to use a high interest credit card.

We make sure to advertise the card accordingly on our website and FAQs, as we are not trying to offer large credit limits to customers.

Best wishes,
BuildMyCreditScore Team

Bedømt til 5 ud af 5 stjerner

If in doubt

If in doubt, give it a go what have you got to lose?
You can't lose points off your score signing up for the card before they have even taken the first payment you will of gained 15 points on your credit rating. I didn't believe the claims either now I just wish I would of done it weeks ago...
Thank you you have made it possible for me to get a credit card now ❤️ this card

16. december 2024

Dette er Trustpilot

Alle kan skrive en anmeldelse på Trustpilot. En anmeldelse er ejet af personen, som har skrevet den, og vedkommende kan derfor redigere eller slette den til enhver tid. En brugers anmeldelser bliver vist, så længe vedkommendes konto er aktiv.

Virksomheder kan bede deres kunder skrive en anmeldelse ved hjælp af automatiske invitationer. Denne type anmeldelser handler om reelle oplevelser og markeres "Verificeret".

Læs mere om andre typer anmeldelser.

Vi bruger en kombination af dedikerede medarbejdere og avanceret teknologi til at beskytte vores platform. Find ud af, hvordan vi bekæmper falske anmeldelser.

Læs om anmeldelsesprocessen på Trustpilot.

Hér finder du 8 tips til at skrive anmeldelser.

Verificering kan være med til at sikre, at det er rigtige mennesker, der skriver de anmeldelser, du læser på Trustpilot.

Det kan påvirke TrustScoren, når man tilbyder incitamenter i bytte for anmeldelser, eller når man kun spørger bestemte kunder, og det er imod vores retningslinjer.

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