We've recently gone through our first remortgage through Heron & they have been very helpful throughout. Gary helped us explore the different options, and find the best broker for our situation.... Se mere

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Great experience with Joshua, helping us to navigate a tricky re-mortgage situation. He worked with us to explore all options until we found something that worked for us. Lillie kept us up-to-date e... Se mere
Huge shoutout to Don and Chloe at Heron Financial! Getting a mortgage on a visa limitation felt nearly impossible, but they made it completely stress-free. They found the perfect lender and secured... Se mere
Joshua Johnstone has advised me over the past year as I negotiated a slow sale and waited to find the right property. He is super efficient, knowledgeable, patient and when I was ready to go had my mo... Se mere
Virksomhedsoplysninger
Om Heron Financial
Skrevet af virksomheden
Fee-free mortgage brokers for the whole of the UK
Heron Financial is a fee-free, whole-of-market mortgage and protection broker based in the UK and certified B Corporation. Heron Financial specialises in mortgages for first-time buyers, self-employed clients, company directors, contractors, and borrowers with complex income such as commission, dividends, or variable earnings.
Our advice is fully fee-free. We manage the entire mortgage process from initial application through to completion, and continue to look after our clients beyond move-in, including future remortgages and protection reviews.
Heron Financial was founded in September 2011 by Matt Coulson. The aim was to build a digital-first mortgage broker that puts education at the heart of every client conversation. We help individuals and families make confident, well-informed decisions about their borrowing, their long-term financial wellbeing, and their environmental impact as a B Corp-certified business.
We specialise in complex cases. Our advisers regularly place mortgages for clients who have been declined by their bank or by other brokers, including self-employed applicants with one year of accounts, contractors paid on a day rate, company directors taking minimal salary plus dividends, and borrowers with variable or commission-based income. We have access to lenders across the high street, specialist, and private bank markets.
In 2026, Heron Financial was named a finalist in two categories at the British Bank Awards: Best Mortgage Broker and Best Ethical Financial Provider. Internally, we built Everglades, our own award-winning digital application system, to make the mortgage process faster and more transparent for clients. It is one of the reasons our clients tell us the process feels noticeably less stressful than going direct to a bank.
Our mission is simple: the right mortgage, without the stress.
If you'd like to find out what you could borrow based on your specific circumstances, use our mortgage calculator or get in touch for a free 15-minute consultation with an adviser.
Kontaktoplysninger
207 Cardinal Point, Park Road, WD3 1RE, Rickmansworth, Storbritannien
- 020 3195 1982
- info@heronfinancial.co.uk
- heronfinancial.co.uk
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From first home to remortgage – a mortgage broker I never regret choosing
I am posting here exactly what I wrote in my Google review, for your information.
I have worked with Heron Finance on several occasions—from buying my first home after settling in the UK to arranging a remortgage—and I have never once regretted it. Above all, they are incredibly responsive; even when I made numerous inquiries that didn't directly benefit them, the representatives, Dalia and Leona, provided valuable advice to help me resolve the issues. As a non-native English speaker unfamiliar with legal and real estate terminology, I truly appreciated their kind and helpful support. I highly recommend Heron Finance to anyone in need of mortgage-related assistance.

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Highly recommended for self employed
Dalia and Leona were fantastic they were very professional all the way.
Made the process steamlingly easy and got me the best deal, securing my first home mortgage. I would highly recommend Heron Financial for self employed individuals

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Clunky processes and too many people involved
I'm currently in the middle of aremortgage process with Heron Financial and it feels very disjointed with a lot of people involved.
1. the mortgage advisor
2. case progression manager
3. protection advisor
4. 3rd party independent legal advisor.
Why does the process have to involve so many people all emailing and calling separately? On top of this, we are being asked to revisit the portal we completed when we applied for our original mortgage which is clunky and any sends constant chase emails even thought relevant documents have been sent to the mortgage advisor.
At the end of it all we will secure our remortgage, but its a painful process. Why not have a main 'account manager' who arranges all the calls, sends all the emails and cuts out all the others involved.
PS: you asked for the feedback.
Highly recommend
Excellent experience from start to finish. The online dashboard made it so easy to submit all our information upfront, no endless email chains or phone calls to relay basic details. Our first call with Don Scott was a video session with a slideshow that walked us through the entire house purchase process, a great way to start and it made us feel confident right away.
We also shopped around and spoke to two other brokers, including one we paid for, and neither could beat the rate we got here. On top of that, the team ( Don, Leona, Ailsa) was consistently responsive and quick, always happy to give us updates whenever we checked in. Would definitely recommend to anyone starting the mortgage process.

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Sterling service as always
As always Joshua and the team at Heron were fantastic, I have used them for several years and will continue to do so. They always go above and beyond, are friendly, proactive and thorough. 10/10

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I had an excellent experience
I had an excellent experience — Kane and Rebecca stayed on top of everything and kept me updated promptly

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Outstanding Service and Support Throughout My Mortgage Journey
We had a fantastic experience with Aidan and Zara throughout my mortgage application process. They were incredibly responsive, always available to answer my questions, and took the time to explain everything in great detail, making sure I understood each step of the process.
The whole journey was smooth and stress-free from start to finish. Even when there were a few hiccups with my credit file, Aidan and Zara worked tirelessly to find a solution and successfully secure a mortgage for me.
I had a fantastic experience with Aidan and Zara throughout my mortgage application process. They were incredibly responsive, always available to answer my questions, and took the time to explain everything in great detail, making sure I understood each step of the process.
The whole journey was smooth and stress-free from start to finish. Even when there were a few hiccups with my credit file, Aidan and Zara worked tirelessly to find a solution and successfully secure a mortgage for me.
Their professionalism, knowledge, and dedication gave me confidence throughout the process. I would highly recommend Aidan, Zara, and their team to anyone looking for a mortgage broker who genuinely cares about their clients and goes the extra mile to achieve the best outcome.
Thank you both for all your support!
Sri

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Aidan has been nothing short of…
Aidan has been nothing short of phenomenal for us on two house moves now! Always quick to reply, with an abundance of clear information - clarifying any jargon - making us feel fully informed on our new mortgages. We can’t thank you enough 😊

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Mortgage broker recommendation
I was recommended to Aidan at Heron Financial by a friend. My wife and I wanted a mortgage but we're in our 50s and towards the back end of our working life.
Aidan listened to our situation and used his vast market knowledge to match us to a product that, frankly, we didn't know existed. It's made a real difference to our ability to buy a new family home.
Chloe and Aidan have walked us through the application process, the risks etc and have been very responsive and professional from day one.

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Aidan was efficient
Aidan was efficient, attentive and communicated and responded quickly which made the process much less stressful. I would highly recommend this service.

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Thank you, Aidan, Zara and Heron, for all the help
We previously used Heron for our flat purchase so we were keen to use Heron again when moving to a new property.
We have had a tricky buying and selling process which took just over a year, we have had multiple conversations back and forward with Aidan during this time and he has been nothing short of fantastic!
Aidan was always super helpful, knowledgeable and very fast to communicate back to me every time I had an query or update request. He was excellent during the whole process and made the mortgage side of things a breeze knowing it was all in hand.
Zara was also very helpful and communitive whenever I had a query post application and was a please to deal with.
Thank you, Aidan, Zara and Heron, for all the help the last year and we are very much looking forward to moving into our new home tomorrow!

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Aiden has been absolutely wonderful and…
Aiden has been absolutely wonderful and attentive from the first time we met with him. It can be really overwhelming buying a house and understanding how it all works, and as first-time buyers Aiden has been incredibly warm, helpful and patient with my partner and I. I highly recommend him to anyone looking for a mortgage broker, especially someone who is new to this process! The service has been exceptional and we are so grateful.

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Rachel Lewis and her colleagues at…
Rachel Lewis and her colleagues at Heron Financial were exceptionally helpful throughout our first-time home purchase. Their deep industry knowledge and strong, consistent support made the entire process smooth and stress-free. We couldn't recommend them more highly to anyone looking for a mortgage broker. Thank you all so much again!Sejun

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Heron Financial are great!
I had a great experience working with Rachel and Rebecca for my Mortgage application. Both had excellent communication, never over promised and kept me up to date at every stage whilst being extremely friendly yet professional. Couldn’t recommend them enough!

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Very helpful throughout the whole…
Very helpful throughout the whole mortgage process would use again.

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Outstanding Service – The Best Mortgage Broker I Could Have Asked For
I cannot recommend Heron Financial highly enough. From the very beginning, the entire process was handled with professionalism, efficiency, and genuine care.
A massive thank you to Kane, who led my case from start to finish. He was absolutely exceptional throughout the whole mortgage process. His knowledge, communication, and dedication gave me complete confidence every step of the way. No question was ever too much trouble, and he always kept me updated, making what could have been a stressful experience feel straightforward and manageable.
I’d also like to give a huge thank you to Leona, who was incredibly helpful and supportive throughout the process. She was always friendly, responsive, and worked seamlessly alongside Kane to ensure everything progressed as smoothly as possible.
The whole team went above and beyond to secure my mortgage, and I genuinely felt they cared about getting the best outcome for me rather than treating me like just another client. Their professionalism, attention to detail, and outstanding customer service were second to none.
If you’re looking for a mortgage broker, I honestly wouldn’t go anywhere else. Kane, Leona, and the entire Heron Financial team have been absolutely fantastic, and I will happily recommend them to anyone looking for first-class service.
Thank you all so much—you’ve made buying my first home a brilliant experience. Five stars are truly well deserved!

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Heron
Dalia was very prompt in her responses and was patienr with all our questions

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Kane & Zara
Kane, Zara & Travis have all been wonderful! Zara is always on it and very fast at replying, which is amazing! They truly have been fantastic and they managed to get us a much lower mortgage rate than we were previously told!

Besvarelse fra Heron Financial
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