Goparity Anmeldelser 

Fantastic!
Very simple application that makes your investments very simple, even for newbies like me!
On top and more important is that all investment is done for the good impact!!

Plataforma de investimentos funcional e intuitiva. Nunca houve qualquer problema com a transferência de dinheiro para a Goparity e dela para a conta pessoal.

O problema aqui é outro. O rating de risco aparenta não passar de uma simples letra. Tenho cerca de 1/3 de projetos com pagamentos em atraso e que, sejamos sinceros, existe muito pouca probabilidade de serem recuperados (nem que parcialmente). Parece que a "cegueira" do aumento do número de projetos e valor total dos investimentos pela Goparity afetou de forma significativa o controlo de qualidade prévio sobre os mesmos (garantia extra para os investidores). Relativamente ao acompanhamentos dos projetos com pagamentos em atraso, o tempo simplesmente passa e as desculpas vão sendo apenas alteradas. Como plataforma de investimentos o modelo de sustentabilidade e afins parece justo, no entanto, não compensa minimamente o risco investir nos projetos desta plataforma. De uma forma resumida, investir na Goparity representou prejuízo.

Don't put your money here. All of my investments have been delayed. I sold one of them, while another was only paid out 16 months late. I currently have two more active investments, and their payments are already 12 months overdue.

Deseo cerrar mi cuenta ante la inseguridad que provoca este tipo de comentarios. Ruego se pongan en contacto conmigo para dicho trámite al no contestar a mis requerimientos
Saludos cordiales

I like this project and believe in its potential.
The website and app are intuitive, and customer support has been excellent.
Although some defaults, I believe they are part of the risk inherent in this type of investment.

Dá para ver que só respondem às avaliações positivas.
Por hábito não respondem às questões colocadas

Metade dos projetos que investi (20) estão em atraso e uma parte deles já com PER, o que significa que irei ter perdas significativas. Acho que.o número de atrasos é muito elevado e nada normal. Parece me uma debilidade percepcionada por parte das empresas, que leva a que deixem de cumprir com os pagamentos comprometidos connosco .
Este tema é a prioridade para qualquer investidor, e apaga qualquer coisa boa que o projeto defenda ou sites dinâmicos e cheios de gráficos. Não recomendo é assim que conseguir, deixarei de ser utilizador.

Tenho cerca de 50% dos meus projetos em atraso, alguns deles com anos, e o montante em incumprimento é inferior aos juros recebidos.
Para complementar o que disse acima, muitos dos incumprimentos são logo nos primeiros pagamentos, ficando com o montante por pagar muito perto dos 100% do valor investido.
Mesmo sabendo que investir implica riscos, esta plataforma é de longe a pior que uso, e não recomendo de todo.

Very disappointed how the communication between go parity and the investors is getting worse. Some of my investments are in default over 6 months or 1 year and go parity simply let them without any notifications or updates about the status. This is not acceptable when they are always promising being transparent and a company value. Basically, since 2023 I'm recovering my investments and not investing anymore. There are better choices without so many risks.
Note: I also noticed that sometimes they are allowing companies already with a very unstable situation. However the risk class does not reflect that. Usually it is classified as "B" or something else

I have an account with Goparity since more than 4 years. In the beginning all the loans were being paid on time, but since mid 2025 this is no longer the case. I have now 4 loans with them, 3 have defaulted with no expectation of ever being paid and the 4th one is always paid late, so I expect it will default soon.
I stopped investing with them, everytime a payment is made, I just withdraw the money.
Also regarding communication, before it was very frequent, not only about the projects but also with "exciting" news and mprovements in the platform. Now this has all stopped, so we are left blind about the status of our projects and what the company is doing.
I know the risk reward ratio is high, so it would be "normal" that some projects default, but in my case this is now 75% of the projects. And again, it seems the due diligence on Goparity part is getting more "relaxed".
My advise - do not risk your money by "investing" with GoParity, the risk of losing it all is very real.

I am not going to say this is a scam, but I have 1 investment - in a time of economic growth and abundance of capital that is now in default - and that pays a miserable 6% interest.

Yes i was probably unlucky, but how unlucky? After reading a little bit more I argue the risks here are absurd given the reward. You are better off betting your money at the casino than "investing" it through Goparity.

Es una estafa disfrazada en proyecto de sostenibilidad. Dan dinero a empresas que esa misma semana van a fallar los pagos de sus préstamos anteriores, lo que habla de lo que bien que hacen la evaluación de riesgo. Por suerte no llegué a invertir demasiado, pero estimo que voy a perder el 25 por ciento del capital que metí.
Las actualizaciones sobre el estado de la situación de los préstamos impagos la copian y pegan para todos igual.
De vez en cuando bloquean la cuenta y demoran varios días en responder y desbloquearla.
Al principio parece muy bonito, empiezas a recibir los primeros intereses y te entusiasmas, pero cuando empiezas a analizar, te das cuenta de que es decoración. Sabemos que este tipo de inversión contiene un riesgo, pero en esta plataforma hay mucha letra pequeña e incluso mucha cosa que no figura en ningún lado. Huye mientras puedas.

From my experience of 4 years with this company, most international projects will go into default. I have 9 in unpaid status, some for almost 2 years.

They give very little updates on what is going on with the projects in default. No justification and no timelines for regularisation of the debts. Instead, I get lots of emails from the owner talking about his trips around the world and rambling about some random crap. That just shows these people's characters. Not only they make you lose your money, they also send distasteful emails making fun of you.

They hide behind the banner that "we are helping people and improving the world". I didn't know this was a charity and I was giving money away. It is marketed as a crowdfunding where investors are expected to receive their investment back from most projects, not the other way.

Serious advise, don't open an Account with them. If you already have one, sell all the projects you can and keep your money under the mattress. It will be safer there and you will lose less money.

Os princípios da plataforma são bons. O que tem falhado são a grande quantidade de projetos em incumprimento e a falta de comunicação com os investidores sobre o estado das negociações. Estou consciente que este tipo de investimentos podem levar a perda de capital, mas a falta de feedback é o que me leva a fazer uma avaliação negativa neste momento.

Te permite acceder a una inversión responsable con el medio ambiente con cantidades pequeñas.

Llevo un año invirtiendo en goparity y los pequeños problemas que ha habido los ha solucionado el servicio tecnico con un poco de paciencia

Tenho sete investimentos em incumprimento e vejo passar o tempo e nada resolvem sobre isso.
Uma má experiência.
Não recomendo

It's been great to support sustainable and environmental friendly projects. I really like Goparity as we feel close to the team and feel we are part of a community. Besides, the site is pretty straightforward. If I had to write something to work on, I would just say they should have more projects for us to invest. But I guess that will come with time.

Um investimento que ajuda a melhorar o planeta e isso para mim e para todos nós que o habitamos deveria ser o mais importante.

The best thing is that i’m earning money to make the world a better place and by investing in real economy instead by investing in speculative economy.

Comecei a investir na Goparity com o objetivo de diversificar o capital, e foi uma excelente escolha. Recomendo...