So I did have a problem with BMCS due to some late payment fees but they have since given a good will gesture and I now only have to pay the actual balance owed. BMCS hasn't improved my credit score... Se mere
Selvom vi ikke verificerer specifikke påstande, fordi anmeldernes meninger er deres egne, kan vi godt betegne anmeldelser som "Verificerede", når vi kan bekræfte, at der har fundet en forretningsinteraktion sted. Læs mere
Af hensyn til platformsintegriteten scannes alle anmeldelser på vores platform – verificerede eller ej – af vores automatiserede software døgnet rundt. Denne teknologi er designet til at identificere og fjerne indhold, der overtræder vores retningslinjer, herunder anmeldelser, som ikke er baseret på en reel oplevelse. Vi er klar over, at vi måske ikke fanger alle problemer, og du er velkommen til at gøre os opmærksom på det, hvis vi har overset noget. Læs mere
Se, hvad kunderne siger
Very easy to set up an account. Helps to improve your credit score. The account is linked to your bank account , so you are in control of your spending. You will get an actual card for your daily shop... Se mere
I have tried to cancel on 3 occasions in the last few days and nobody has confirmed anything back to me. They said confirm my dob to which I did but then I have heard nothing back
Virksomheden har svaret
The card is a great concept, but I've had real trouble with my direct debit being taken from my account which in turn blocked my account for at least 2 months. Other than this it does provide real... Se mere
Virksomhedsoplysninger
- Alternativ finansieringstjeneste
- Kreditoplysningsbureau
- Finansiel institution
- Finansiel tjeneste uden banklicens
Skrevet af virksomheden
A good credit score can change lives, especially for important long-term goals like mortgages, car loans, or getting the best possible repayment plan on bigger purchases. Despite this, few alternatives for building credit exist. We’re here to change that.
BuildMyCreditScore
Skrevet af virksomheden
- The Debit Card that builds your Credit Score
- BuildMyCreditScore is the UK’s first debit card that works with your bank to build your credit score
Kontaktoplysninger
25 Wilton Road, SW1V 1LW, London, Storbritannien
- help@buildmycreditscore.com
- buildmycreditscore.com
3,5
Middel
392 anmeldelser
Hos Trustpilot er indhold fra rigtige mennesker i fokus. Denne virksomhed kan dog også anvende vores AI-svarværktøj, som hjælper dem med at skrive svar.
Sådan bruger denne virksomhed Trustpilot
Se, hvordan deres anmeldelser og bedømmelser indsamles, vurderes og modereres.
Really good card to have
Really good card to have , helps me with my credit score already, only had this card for a couple of months, so easy to get started and easy to use.
11. november 2024
Transaction is always seamless and an…
Transaction is always seamless and an improved credit score
11. november 2024
Svar kan have AI-indholdLæs mere
Hos Trustpilot er indhold fra rigtige mennesker i fokus. Denne virksomhed kan dog også anvende vores AI-svarværktøj, som hjælper dem med at skrive svar.
Very poor communication if issues…
Very poor communication if issues arises with this company very slow to resolve any issues very poor response to any card issues freezing card when they feel like it and I check with TransUnion score and they give a much higher score than they say it's not accurate for me
11. november 2024
Besvarelse fra BuildMyCreditScore
Hi Margaret,
Thanks for taking the time to leave this review, and we're sorry to hear about your experience.
We've had a look and can see that our Customer Support team has responded to you promptly, and that your card was frozen a few times because we were unable to collect the funds from your account, on a few occasions, for transactions you made using your BuildMyCreditScore card. We sent an automated email explaining this each time it happened.
The credit score we show in the BuildMyCreditScore app is your up to date "TrueVision" score provided to us by Transunion. The score we show in your app is up to date but, because different Credit Reference Agencies may calculate your score differently and use different bandings, it may differ from what you see from other providers.
We report your spending and account activity to the Credit Reference Agencies and they will use that information, amongst information received from other financial institutions, to calculate your score respectively.
Best wishes,
BuildMyCreditScore Team
My experience.
I'm only speaking from my experience, and that was 3 times on using this card it was declined, leaving me feeling embarrassed at the checkout at the supermarket. I then find out that although it is linked with my bank card, and works along side it, you have a limit of £30 to spend, anything above that and the card will decline a payment. I found that unbelievable if it's linked to my bank account! So I'm not using it, and found another way to build my credit.
11. november 2024
Besvarelse fra BuildMyCreditScore
Hi Tricia,
Thanks for taking the time to leave this review, and we're sorry to hear that you're not happy with the product.
To explain why the daily limit is lower than your current available bank balance, your BuildMyCreditScore debit card is specifically designed for small everyday purchases such as coffee, snacks and other incidentals, as well as regular payments like Netflix and Spotify. We will then collect the payment from your linked account via Direct Debit a couple of days later.
Making these small purchases using BuildMyCreditScore allows us to report your spend to Credit Reference Agencies and help improve your credit score, without the risk of needing to use a high interest credit card.
We also always show how much you have available to spend in the home page of the BuildMyCreditScore app so you know what you can spend before making any larger purchases.
I hope this clarifies these aspects of the product, and that you enjoy the rest of your week!
Best wishes,
BuildMyCreditScore Team
You have nothing to lose go for it you want be disappointed
It's seems to be working fine at the moment so very happy
11. november 2024
Worth it
Really easy to set up, no fuss. Got the card within a few days and the process actually works as promised! The monthly fee is very reasonable too.
11. november 2024
Excellent services and credit score…
Excellent services and credit score build I love it
11. november 2024
Good service quick credit score jump!
11. november 2024
I have canceled this app, why was money taken out from my account
I don’t know why money is being taken out from my account
11. november 2024
The card is a great concept
The card is a great concept, but I've had real trouble with my direct debit being taken from my account which in turn blocked my account for at least 2 months.
Other than this it does provide real results for your credit file.
11. november 2024
Nice!!!!!!!!!
11. november 2024
Ideal when you get paid in a few days…
Ideal when you get paid in a few days and you need something quickly. Or picking essentials upto the amount of Dailly spend
Excellent little card.
Quick easy to us
11. november 2024
Brilliantly extremely platform to build…
Brilliantly extremely platform to build your credit score
11. november 2024
I really dont understand the concept…
I really dont understand the concept its very confusing
11. november 2024
Besvarelse fra BuildMyCreditScore
Hi Marilyn,
Thanks for taking the time to leave this review.
BuildMyCreditScore debit card is specifically designed for small everyday purchases such as coffee, snacks and other incidentals, as well as regular payments like Netflix and Spotify. We will then collect the payment from your linked account via Direct Debit a couple of days later.
Making these small purchases using BuildMyCreditScore allows us to report your spend to Credit Reference Agencies and help improve your credit score, without the risk of needing to use a high interest credit card.
Our evidence shows that the majority of our customers that used the product, as recommended, see an increase in their score of between 11 and 55 points within the first 3 months. Of course, individual results may vary and your credit score is made up of a number of factors that could impact your individual results.
In your case, I can see that your credit score has increased by 30 points already since you signed up last month - which is great to see!
You should think of this as a 12-month journey to establish a robust credit history to experience the full benefit and account for any other factors impacting your credit score.
Best wishes,
BuildMyCreditScore Team
Because you are always there to support…
Because you are always there to support and protect me credit
11. november 2024
Dette er Trustpilot
Alle kan skrive en anmeldelse på Trustpilot. En anmeldelse er ejet af personen, som har skrevet den, og vedkommende kan derfor redigere eller slette den til enhver tid. En brugers anmeldelser bliver vist, så længe vedkommendes konto er aktiv.
Virksomheder kan bede deres kunder skrive en anmeldelse ved hjælp af automatiske invitationer. Denne type anmeldelser handler om reelle oplevelser og markeres "Verificeret".
Læs mere om andre typer anmeldelser.
Vi bruger en kombination af dedikerede medarbejdere og avanceret teknologi til at beskytte vores platform. Find ud af, hvordan vi bekæmper falske anmeldelser.
Læs om anmeldelsesprocessen på Trustpilot.
Hér finder du 8 tips til at skrive anmeldelser.
Verificering kan være med til at sikre, at det er rigtige mennesker, der skriver de anmeldelser, du læser på Trustpilot.
Det kan påvirke TrustScoren, når man tilbyder incitamenter i bytte for anmeldelser, eller når man kun spørger bestemte kunder, og det er imod vores retningslinjer.