The Phenix Group Anmeldelser 180

I'm not one to usually right reviews but I just HAVE to for The Phenix Credit Group. Backstory: my husband and I are in the process of trying to buy a home. I had been going back and forth with the credit bureaus trying to figure out why there was a freeze on my credit and had been fighting with them for well over a month. I finally reached out to our agent and asked for help and immediately she suggested we talk to Joe. Of course, handing over important, confidential information can be incredibly new wracking and I was very hesitant. I wish we would have connected to him earlier because, WOW! He went above and beyond for us. He managed to fix all of our problems in less than 3 hours. He truly knows his stuff and will get the job done. He's an incredibly friendly and professional man, I cannot recommend him enough! Thank you, Joe, for all you've done for us! You have a customer and friend for life!

I’ve worked with Brian Quinn a few times over the years. My favorite thing about him is that he’s easy to connect with and he’s a great guy. If you spend 60 seconds with you him you can tell right away that he’s an industry expert, but I think he’s been in the credit/lending space for over 10 years. He will be a contact that you want to keep for a lifetime. Thanks for being great Brian. It’s been such a pleasure working with you over the years.

When I first started the program is was a little sceptical about the services, before then I used Lexington Law for 2 years paying for their services with no results. After a month with Joe and this team I saw the difference and I realized I made the right choice. The result of Joe repairing my credit is that's we were able to get financed for your dream home. I will recommend your company to call of my friends.

David from the Phenix Group is super helpful, kind, and professional. It turned out that I didn't need his services, and I was most impressed by his honesty and willingness to offer some helpful tips even though he wasn't being compensated. It really felt like he had my best interest in mind. Super impressed!

David Rodriguez with The Phenix Group is truly a credit repair expert. I've interviewed several companies and none came close to The Phenix Group. They are honest and get great results. I've personally used them as refer them as often as possible. If you want REAL results, look no further! The Phenix Group provides real life solutions to credit problems and helps build credit for a lifetime.

Joe and his team is WONDERFUL! No matter what was going on they never stopped working so hard for me and all clients. 2020 was a rough year but my credit repair process didn't stop. My credit score went up and deletions were happening just as Joe said it would happen. I was able to purchase my new home a year later, Feb 2020 I started and I closed on my new built home March 2021. Anytime I felt stuck or lost Joe helped me move forward and offered his great advice for my financial situation. He works long days and nights to get the best results for all his clients all the time. I loved the great work he did my husband is now getting his credit and identity theft issues taken care of with Joe and his awesome great team. Try them out and you WILL NOT regret it I PROMISE! They will set up a plan JUST FOR YOU and YOUR SITUATION!

I was referred to Brian Quinn for help with my credit. He was amazing!!! He always went out of his way to make sure I understood the entire process. He took the time to educate me on what to do and not to do, and basically held my hand through the whole process. When he called to congratulate me on qualifying for a home loan I was kind of sad because we wouldn't be working together anymore. It was definitely one of the best investments I've made, a small price to pay to be able to qualify to buy my own home and save tons of money on interest in the future.

Rafael Perez ,asido de gran ayuda, es el mejor te esplica muy bien paso a paso como va ser el proceso te tiene al tanto de todo el proceso , es un chico amable, atento aclara todas tus dudas te ayuda en todo lo que esta su alcance. te lo recomiendo si quieres arreglar tu credito el es el inicado , Rafael garcias por toda la ayuda que me as brindado

Joe was great. He knows what he is doing, and it shows. We owe everything to him. With Joe we bought our first home. $196,000, and we already have around $50,000 in equity with a 4%. He has come through with everything he said he would

At some point or another, a lot of us will find ourselves in a situation where we wished we had better credit. Unless you have a magic genie, you're second best option is the Phenix Group.

I spent a LOT of time searching for a firm that would help me rebuild my credit, and after reading the reviews, I stumbled across these folks. I have to assume that all of their associates are amazing, but I had the fortune of getting in contact with David Rodriguez. I would 1000% recommend him to any of my friends. I am in no shape or form being compensated for this review, and I am under no obligation to do so - but I figured that the best way to show appreciation for his hard work would be to post a review to hopefully increase his business in the future. The man knows his work and he obviously has a passion for it.

As you can see from the attached picture, my credit score is up 100 points within the first few weeks of working with him. Don't get me wrong - just calling a firm and asking for help won't do you much - you're probably still going to have to pay off some bills; but having a team of consultants and lawyers working for you will give you an edge that most people getting into credit repair don't have.

I was introduced to Joe Camacho through my friend, who is also a real estate agent. I had an interview/meeting with Joe over the phone and he gave me a long list of notes about what my role would be to fix my credit score, which was at the time, in the 500's. Let me tell you, the amount of things Joe told me I had to do in order to facilitate the process sounded like a lot. The price of his services was also on the expensive side but I quickly understood that Joe isn't some guy working out of his apartment fixing credit on the side. He's a true professional working out of an office with an assistant. Joe helped me reconsolidate my student loans and got ALL of my negative payment history deleted. Within 6 months my credit score has risen to a 735+ and it's only getting higher now. It turns out the amount of work I had to put in was minimal and the results I obtained were excellent. I highly recommend using Joe over other repair specialists because I got what I paid for and I couldn't be happier.

Joe has been a miracle worker for us. Our credit went from 500’s to high 700’s. We never thought we would be able to purchase our own home. Not only were we able to purchase our own home, but we were able to lock in a good rate and get financed for $520k ranchette! We could have never done this without his help! Would recommend him to anyone! He’s fair and very honest! If you follow his program, you will succeed! - Nicole Snyder

Great business! I worked with David Rodriguez at The Phenix Group - he was fantastic! I came to David with my dream home on the line and my credit score down the tubes. He helped me put a plan in place to improve my score dramatically and ultimately get approved for the mortgage. Frankly, I didn't think it was possible, but David helped me improve my score 142 points in a very, very short period of time. Can't say enough good things about The Phenix Group's services and David's guidance!! Highly recommend. Moving into my new home next week!

What can I say, like us all I had bad credit for years of not knowing, what the credit game was all about. I thought to gain good credit you had to use it and pay the minimum amount each month and I would get a 720 credit score. Well as we all "Now know" that is not how you gain a 720 or better credit score. My wife's and I journey began when we wanted to buy a house. So of course we started to have "mortgage companies" pull our credit reports. Man were we in for a shock. Our scores we in the mid-500's. We have one company going to give us a mortgage of only 100,000. Well in Northern California that was small dump. So we said no thank you, and started looking for credit repair companies. Of course we found the usual companies that just want to consolidate are bad credit and have us pay a small amount monthly. While that was alright, my wife has done that in the past and the credit still stay's on your credit file but "as paid". So as any good husband we kept looking, because we not only wanted to pay and get some of the creditors off of our reports. You see a lot of the debt was sold many times over, so the same account was being reported 3 and 4 times by different companies. So my wife read reviews for "The Phenix Group" they are so different from the consolidating companies. We spoke with Joe Camacho the next day, he pulled our credit told us what he and his team could do for us. We signed up that day. Joe Camacho told us the creditors will stall us, by not relooking into the accounts, they did that. It was a process, so much that i wasn't sure it was working because I didn't see a "drastic increase in my points". I called Joe Camacho up and "angerly told him, he wasn't doing anything to improve my score." To which Joe Camacho said in a professional manner, that my score will increase after all the old accounts are done be disputed. While Joe explained that my credit didn't get bad overnight, it will not get better overnight either. He also said in that phone call that I may have not went up in points. But one of my credit files only has items remaining on it. At that point I was amazed and apologized for my harsh words. Joe Camacho worked hard or us and when he was done my wife and I both had a 650 credit score. Which let us buy a house in the craziest time in history. We signed the papers for our house May 26, 2020 which was at the start of the "COVID 19 SHUTDOWN." Joe Camacho and his team at The Phenix Group our amazing. I know this is a long post but please read it thank you.

I started my credit repair journey not knowing what to expect. I just knew that I needed help and I was recommended to Joe Camacho of The Phenix Group. Let me be very clear.....IF YOU FOLLOW HIS PLAN, YOU WILL GET RESULTS. Joe is just as honest as he is knowledgeable about the nightmare that is CREDIT. If I want the best for my finances then I find the best to work with and I found that with Joe and The Phenix Group. He isn't going to blow a bunch of smoke up your butt and sell you a dream. What you see is what you get and I have no complaints. This is a business full of professionals working in your interest. Joe gets things done, END OF STORY.

I did a lot of research before giving the The Phenix Group a call. In February 2020. I was connected with Brian Q. He was very professional and he let me know what to expect up front. I have really good credit but, I had a collection I needed removed so I called The Phenix Group. Brian told me he could not give me a time frame because it depends on how the response goes from outside sources. Long story short, I did get a little worried because I only had 1 thing I wanted removed and it was taking almost a whole year. Brian was great with communicating. With all the changes because of the Pandemic they still worked with me free of charge after the terms of the contract was up. This is the best decision I have ever made financially. They did everything by the book and kept a great paper trail. I also did my part by calling or sending an email every month just to see if there was any updates. Almost a year in, the collection is finally off my account and my credit is even better than it was before the collection was put on there.

Joe has been amazing during this whole experience. Without with his help I would’ve never been able to purchase my car. 10/10 would recommend over and over again.

Joe Camacho's dedication to his clients gets results. He has helped my clientele improve their credit so they are able to qualify for loans they are seeking. He has helped a family member be able to qualify for a home. As a business professional, I highly recommend Joe as I have seen the results. I will refer any of my clients that need credit repair to him

Working with Joe Camacho at The Phenix Group was like working with family. Not only was he incredibly knowledgable, attentive, and on top of EVERYTHING, he was kind, sincere, and truly cared about our goals and our future happiness! Since working together, my credit score has skyrocketed, we've established incredible professional relationships, based on his referrals, and we will soon be moving into our first home! Our lives have truly changed, and it all started with that first call to Joe. We are forever thankful :)

Contacted the Phenix group in February 2020. David was very helpful and explained the system to me. My scores were in the low 600's, and I had a few collections on there which I had already taken care of. Phenix was able to take all of the collection reporting of except for one that is still left on one report but does not seem to effect my scores. All three scores are hovering around 750 now and I have generous limits on a few of the top tier cards along with a great rate on a car. The process isn't fast, but it's worth the time and the effort to get ahead of my credit. Phenix is professional, and does what they say they will do.