Lafayette Federal Credit Union-logo
Besøg websitet

Lafayette Federal Credit Union Anmeldelser 5

•
TrustScore 2.5 ud af 5

2,6

Realkreditinstitut
Skriv en anmeldelseBesøg websitet
Skriv en anmeldelse

Selvom vi ikke verificerer specifikke påstande, fordi anmeldernes meninger er deres egne, kan vi godt betegne anmeldelser som "Verificerede", når vi kan bekræfte, at der har fundet en forretningsinteraktion sted. Læs mere

Af hensyn til platformsintegriteten scannes alle anmeldelser på vores platform – verificerede eller ej – af vores automatiserede software døgnet rundt. Denne teknologi er designet til at identificere og fjerne indhold, der overtræder vores retningslinjer, herunder anmeldelser, som ikke er baseret på en reel oplevelse. Vi er klar over, at vi måske ikke fanger alle problemer, og du er velkommen til at gøre os opmærksom på det, hvis vi har overset noget. Læs mere

Virksomhedsoplysninger

  1. Realkreditinstitut
  2. Bank
  3. Økonomisk rådgiver
  4. Finansiel institution
  5. Finansiel tjeneste uden banklicens

Kontaktoplysninger

2,6

Under middel

TrustScore 2.5 ud af 5

5 anmeldelser

5 stjerner
4 stjerner
3 stjerner
2 stjerner
1 stjerne

Sådan bruger denne virksomhed Trustpilot

Se, hvordan deres anmeldelser og bedømmelser indsamles, vurderes og modereres.

Virksomheder på Trustpilot må ikke tilbyde incitamenter eller betale for at skjule anmeldelser. Anmeldelser repræsenterer individuelle brugeres meninger, og ikke Trustpilots mening. Læs mere
Bedømt til 1 ud af 5 stjerner

Credit Union Focused Only on Credit Scores

I have been a member of Lafayette Federal Credit Union for 7 years, and during this time, I have never been offered any loan products. Every application I submitted was denied, despite having deposited over $300,000 in the past year through direct deposits from my employer, 401(k) contributions, and student loan refunds.

Their decisions are based solely on credit scores, with little regard for individual circumstances. For example, I filed Chapter 13 bankruptcy after being laid off in September 2021. It took me 5 months to secure new employment, during which I exhausted my savings and relied on credit cards to cover essential expenses such as rent, car payments, and bills. Despite my extended membership and significant deposits, the credit union provided no support during this difficult time.

In my experience, Lafayette Federal Credit Union does not prioritize its members' needs or consider the broader context of financial hardship. I regret opening an account here and would caution others to carefully evaluate their options before joining. They are a real live ghetto credit union!

17. december 2025
Uopfordret anmeldelse
Bedømt til 1 ud af 5 stjerner

I would give negative stars if I could.

I would give negative stars if I could.
Beware of off the chart penalties for early withdrawal on Lafayette Federal Credit Union CDs which are hidden when the CD accounts are open. They can be up to almost a 2 year penalty for a 5 year CD. I looked up the available balance on my 5 year CD I opened last year and it was the full balance yet Lafayette Federal Credit Union has given no indication it will honor it. They also had the option to waive the early withdrawal penalty for emergencies which they do not do. The NCUA and other regulators are investigating my complaint.

I had all kinds of issues opening the account and never got it resolved when I emailed LFCU leadership. I had a family emergency which meant I needed to cash in the CD early. Top my surprise, they had a 600-day penalty for early withdrawal on my CD. I don't recall seeing this when I opened the CD. You will not see this in the certificates section of the LFCU website…. Hidden on the LFCU website is all the penalties for early withdrawal.
There are plenty of banks out there with similar or higher rates with far lower penalties for early withdrawal. You can even get similar rates on US Treasury Notes with no state tax and no penalty for early withdrawal.
LFCU says it is Member-Owned, Not-for-Profit -You're a member AND an owner at Lafayette Federal. We treat our members as unique individuals with specific needs and financial goals. We are member-owned, not-for-profit, and community-minded. This couldn't be further from the truth based on my experience. The penalty for early withdrawal section shown above which I don't recall seeing when I opened the CD says LFCU MAY impose a penalty for early withdrawal. They want to impose a huge penalty and this is after escalating to LFCU leadership.

5. august 2023
Uopfordret anmeldelse
Bedømt til 1 ud af 5 stjerner

The worse bank

The worse bank. Not reliable. The call Ctr. helpless.
Sorry I have account and have had hard time to login or close account.
Losing money every day
Stay a way from them

10. oktober 2022
Uopfordret anmeldelse

Er dette din virksomhed?

Tilegn dig din profil på Trustpilot og få gratis adgang til vores værktøjer, så du kan komme i kontakt med dine kunder.

Få en gratis konto

Dette er Trustpilot

Alle kan skrive en anmeldelse på Trustpilot. En anmeldelse er ejet af personen, som har skrevet den, og vedkommende kan derfor redigere eller slette den til enhver tid. En brugers anmeldelser bliver vist, så længe vedkommendes konto er aktiv.

Virksomheder kan bede deres kunder skrive en anmeldelse ved hjælp af automatiske invitationer. Denne type anmeldelser handler om reelle oplevelser og markeres "Verificeret".

Læs mere om andre typer anmeldelser.

Vi bruger en kombination af dedikerede medarbejdere og avanceret teknologi til at beskytte vores platform. Find ud af, hvordan vi bekæmper falske anmeldelser.

Læs om anmeldelsesprocessen på Trustpilot.

Hér finder du 8 tips til at skrive anmeldelser.

Verificering kan være med til at sikre, at det er rigtige mennesker, der skriver de anmeldelser, du læser på Trustpilot.

Det kan påvirke TrustScoren, når man tilbyder incitamenter i bytte for anmeldelser, eller når man kun spørger bestemte kunder, og det er imod vores retningslinjer.

Læs mere