FAIRWINDS Credit Union Anmeldelser 232

Would give Fairwinds 0 stars if I could. Fairwinds advertised a credit card with 0% interest for 12 months and no transaction fee. After joining credit union ($5.00 membership fee) and depositing $50 in a Fairwinds savings acct, I applied for the advertised credit card. I received an email stating someone would contact me within 1 business day. A week later, still having not received any contact, I telephone for an update, only to be grilled about my finances, all of which I had already stated in my application. Then, I was advised that my application was denied for "insufficient income to debt ratio." My husband and I have over 3 million in net worth, $13,000 per month income from pension and social security, not counting retirement investment income, virtually no debts other than a mortgage under $200,000 and approximately $7,000 on another premier credit card (from which I wanted to transfer only $5,000) plus an over 850 credit rating. Customer Service rep, Kathleen Pressler suggested that my husband apply instead of me, as Fairwinds would not consider a joint application. (Really?) I agreed. However, I received no response to my subsequent telephone calls and email, advising her to please call and arrange this with my husband. No response from her or anyone from Fairwinds. Finally, we gave up, as it became apparent that the declination of my credit card application was specious and that Fairwinds simply did not want to honor its advertised favorable credit card terms. Bad customer service did not end there. I went to website to request transfer back to my external bank account of funds I had transferred to Fairwinds savings account. The website would not allow this transfer. Fairwinds Chat was no help. The only alternative was to receive a mailed check from Fairwinds after closing my account and membership. Funny how my transfer of funds to the Fairwinds account was done in seconds by electronic transfer, but the only way to get my funds back is by a mailed check. Even with this option, the only response I received from Fairwinds was "Your request is in process." No confirmation on the site or by email or by any method that my check was in the mail or when I would receive it. We'll see if it even arrives. If it does not arrive within a reasonable time, I will be left with no option but to take further legal steps against Fairwinds to get my Fairwinds Savings Account money back. What a terrible experience. My advice? Stay far away from Fairwinds.

Its employees like Tena at the Deland Branch that grounds my relationship with FWCU. The consistent kindness and effective communication, and overall professional demeanor of employees such as Tena is why we are satisfied customers with this BRAND.

We opened accounts with FAIRWINDS Credit Union after hearing them talked about several times on the Ramsey show. Rachel Cruze bragged about how easy it was to create accounts, and she was so right!

We received a phone call from Miguel Nunez the very next day to welcome us to FAIRWINDS. He answered all of the questions that I had, and made sure to email me any instructions that I was needing. He encouraged me to call him back if I needed any more help, and I felt like he actually meant that!

Two weeks later, and I received one last check-in phone call to make sure everything is going great and I didn't need help with anything.

This level of Customer Service is unmatched! Thank you Miguel and thank you FAIRWINDS!

You all have great customer service, have wonderful flexibility in your mortgages, and have extremely competitive rates.
I wanted to use a company that wasn't a mega bank and had a physical presence in Florida.
Heather was fantastic to work with in June 2024 :-)
I've called customer service a few times (to get a clarification on something related to my mortgage), and they were always very knowledgeable.
I highly recommend Fairwinds.

It’s a great bank! Great enough that Dave Ramsey endorses it. Him endorsing a bank is like a horse balancing on a tight rope (you never see it)

Run away now. Not recommended

Able to earn more interest than with an every corner brick and mortar bank that obvious more overhead a charges the custome/client because of that.

Credit card account was locked for no reason 3 months after activation. I have sat on the phone with them multiple times with no resolution, been passed from department to department and reached out via email; they have made almost no effort to help me.

The app is not user friendly. I am unable to transfer money from another financial institution and need to call customer support each month to pay my mortgage.
Despite requesting that the app be fixed nothing has been done since Jan

Easy to use and manage acct through the app.

Customer service was great and efficient. I like how they have reps email you to check in to see how you're doing, and if you need any assistance, and any services and products to provide. Love to receive more of those as time goes by.

Fast and efficient service

Easy mobile app and I can use my ATM card at any location without paying a fee

Easy bank to work with. Customer service is great!

Customer service representatives at the call center have always been helpful & willing to figure out whatever issue you may have. Mean while, the are extremely friendly and also helpful! I’m happy I made the decision to change from the bank I was with to FAIRWINDS Credit Union. Thank you FCU for a wonderful & professional banking experience.