Registei-me em Março passado e comecei a investir logo com pequenas quantias, mas a plataforma foi ficando melhor e mais intuitiva conforme o tempo foi passando por isso continuo a investir e até ao... Se mere
Virksomheden har svaret

Selvom vi ikke verificerer specifikke påstande, fordi anmeldernes meninger er deres egne, kan vi godt betegne anmeldelser som "Verificerede", når vi kan bekræfte, at der har fundet en forretningsinteraktion sted. Læs mere
Af hensyn til platformsintegriteten scannes alle anmeldelser på vores platform – verificerede eller ej – af vores automatiserede software døgnet rundt. Denne teknologi er designet til at identificere og fjerne indhold, der overtræder vores retningslinjer, herunder anmeldelser, som ikke er baseret på en reel oplevelse. Vi er klar over, at vi måske ikke fanger alle problemer, og du er velkommen til at gøre os opmærksom på det, hvis vi har overset noget. Læs mere
Registei-me em Março passado e comecei a investir logo com pequenas quantias, mas a plataforma foi ficando melhor e mais intuitiva conforme o tempo foi passando por isso continuo a investir e até ao... Se mere
Virksomheden har svaret
Cumplimiento de lo pactado. Hace 9 meses invirtí en los proyectos Maclear con muchas dudas, temiendo una estafa más. Sin embargo; durante este tiempo, recibí con precisión el pago de los intereses sin... Se mere
Virksomheden har svaret
Les invertissement en euro n'existe plus, il reste que des invertissement en USDc, les visites sont redirigeevers le site 8lends en USDc uniquement, et problème du site ? racheté par un autre ? Les... Se mere
Virksomheden har svaret
Πολύ καλό επιτόκιο για τα χρήματά μου. Πολλές ευκαιρίες να επιλέξω εγω εταιρείες για τα χρήματά μου. ΤΟΥς ΕΜΠΙΣΤΕΥΟΜΑΙ ασχετα αν γραφουν οτι δεν εχουν προληπτικους ανεξαρτητους ελεγχους.
Virksomheden har svaret
Skrevet af virksomheden
Swiss-Regulated P2P Crowdlending Platform
Maclear is a Swiss-regulated peer-to-peer crowdlending platform that allows investors to access diverse international opportunities with a low entry threshold of just €50.
Our crowdlending platform connects investors with creditworthy European businesses seeking additional financing. We prioritize investor protection, featuring a comprehensive provision fund and adhering to Swiss anti-money laundering and data protection regulations.
Investing with Maclear offers numerous benefits, including passive income generation and the potential for high annual returns of up to 16%. Our P2P lending platform focuses on real sector businesses with sustainable performance and reliable revenues, undergoing rigorous risk assessments and project scoring before being presented to investors.
All investments receive guaranteed monthly payouts, with your first interest payment arriving in just 30 days.
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€50 Minimum Investment |
16% Annual Returns |
|
0% Platform Fees |
30 Days to First Payment |
What sets our crowdlending site apart is our zero-fee structure - we charge 0% on deposits, 0% on investments, and 0% on withdrawals. This transparent approach ensures that what you invest is exactly what works for you, with no hidden charges on your P2P investments.
Maclear's operations under Swiss jurisdiction and regulation by PolyReg Services GmbH SRO enhance investor confidence, demonstrating our commitment to compliance with legal and ethical standards.
Our peer-to-peer crowdlending opportunities undergo multi-stage due diligence by financial experts, ensuring only quality projects advance to our investing platform.
Since our launch in May 2023, we have maintained a perfect track record with zero reported defaults, thanks to our rigorous project selection process and comprehensive risk management.
Each investment is secured by equipment as collateral, providing an additional layer of security for your passive investments.
For experienced investors, we offer attractive loyalty bonus levels, with additional returns of up to 5% annually for larger investment portfolios. Our platform also features a secondary market where investors can access their funds quicker by selling their loans when needed.
Our mission is to create a multi-level service where investors can access transparent, trustworthy, and sophisticated site crowdlending opportunities.
Choose Maclear AG as your trusted P2P investing platform for secure, rewarding passive income from European businesses.
Start your investment journey today and join thousands of satisfied investors who have discovered the benefits of our regulated crowdlending platform.
Skrevet af virksomheden
Richtistrasse 7, 8304, Wallisellen, Schweiz
Bed kunder om at skrive en anmeldelse
Denne virksomhed inviterer sine kunder til at skrive en anmeldelse, uanset om den er positiv eller negativ
Har besvaret 97 % af deres negative anmeldelser
Svarer typisk inden for 24 timer
Sådan bruger denne virksomhed Trustpilot
Se, hvordan deres anmeldelser og bedømmelser indsamles, vurderes og modereres.
Casi un año con esta plataforma y la verdad que es increíble. Puntual, buenas promociones, buena rentabilidad y muy intuitiva. Muy contento con ella y muy recomendable

Besvarelse fra Maclear AG
Ho cominciato ad investire in diversi progetti da qualche settimana. Il livello di redditività promesso è particolarmente significativo e ancor di più se, ad esso, si somma il bonus per ogni operazione che aggiorna positivamente il rendimento a scadenza. La fornitura di un mercato secondario dove poter vendere anticipatamente (e acquistare ovviamente) il proprio investimento rende ancora più fruibile ed interessante il tutto. Da luglio comincerò a ricevere gli interessi. Alla prossima, mi auguro, altrettanto ottima recensione.

Besvarelse fra Maclear AG
Cela fait un peu plus d’un an que j’utilise la plateforme, et j’en suis globalement très satisfait.
Chaque projet et chaque entreprise sont présentés de manière claire et détaillée. À ce jour, je n’ai constaté aucun retard dans le paiement des intérêts, et les projets proposés sont systématiquement adossés à des garanties, avec en plus un fonds de garantie global. Rien que pour ces points, j’attribue sans hésiter 4 étoiles.
Cependant, je n’ai pas accordé la 5ᵉ étoile.
Les résultats pour 2024 sont désormais disponibles : ils ne sont ni exceptionnels, ni inquiétants, mais restent en demi-teinte.
Je rejoins également certains avis exprimés ici : on peut légitimement se demander si les importants bonus offerts aux nouveaux investisseurs n’ont pas eu un impact sur ces résultats.
Je reste donc dans l’attente des résultats 2025 afin d’avoir une vision plus claire et plus fiable sur le long terme.

Besvarelse fra Maclear AG
A plataforma é relativamente recente, auditada e registada na Suíça. Até à presente data, estou satisfeito, com a transparência, quer na análise e estudo dos projetos com proposta de financiamento, quer nos pagamentos mensais dos juros.
Se tudo decorrer como aqui, estão no bom caminho. O fundo de reserva para o pagamento de juros é muito positivo, mas a base, é a sustentabilidade dos projectos e as suas garantias de pagamento.

Besvarelse fra Maclear AG
Bonnes analyses financières, site agréable. Bonus importants, pourvu que ça dure. Pour les français declaration 2778 sd mensuelle â faire, et paiement mensuel de pfu, mais ça prend 10 mn, j’utilise claude pour remplir. Signal orange à suivre avec attention : interdiction prononcée par l'autorité espagnole. Par ailleurs assez incomprehensible qu’il a fallu 18 mois pour les comptes 2024... suis pas affolé par les résultats, simplement faut voir rapidement en 2025 si l’activité est rentable. La publication de comptes trimestriels serait rassurants. Pourr 8lends, tentant mais c’est un enfer fiscal donc je dois passer...

Besvarelse fra Maclear AG
Boa tarde.
Gostaria de saber se os juros produzidos ao longo do investimento, acumulados ao investimento inicial, se depois no final do empréstimo podemos levantar todo o capital + os juros ou se somos obrigados a deixar os juros retidos para futuros investimentos?
A plataforma parece-me bastante aliciante ao investimento privado, mas só cá estou ainda há 1 mês, vamos ver como corre até ao final do meu investimento.
Obrigado

Besvarelse fra Maclear AG
Até ao momento, estou satisfeito com a decisão de ter integrado a Maclear e recomendo a empresa a quem procura um ambiente de trabalho positivo e com oportunidades de crescimento.

Besvarelse fra Maclear AG
Simple de commencer, interlocuteur super réactif en cas de soucis ou simplement pour un conseil, super 👍

Besvarelse fra Maclear AG
Recientemente han hecho un cambio muy importante en los comportamientos de los bonos que no se pueden vender durante toda su vida. Sin entrar en si me gusta la medida o no, este cambio no fue comunicado a todos los inversores. Eso si, en cambio, he recibido emails spam de metricas de vanidad que no me afectan a mis inversiones.

Besvarelse fra Maclear AG
... and the 2 stars became 1 star
Communication around the platform is a joke. And the sad part is that it's not even taken seriously by the team...
Investment rules change (ie, secondary market) without any communication anywhere before or after the change (telegram, website, email... you chose)
A 2024 financial report (showing bad results) is communicated "for sake of transparency", but it is not the audited report - which means auditors don't agree and refused to sign the version published...
Funny how audited reports are never mentionned anymore (yea I know, 2024 will come within 2 weeks and 2025 shortly after... )
Warnings are coming from official authorities and reliable P2P sites / experts
And never a comment on these sensitive topics when Maclear is adressed on Telegram (since it's supposed to be the main "communication" channel...)
I'm suprised Maclear doesn't realize how bad all that looks and how all credibilty is lost.
To me there are RED FLAGS all over it now.
I keep withdrawing all my funds as soon as investments are paid back.
Of course right now all metrics seem good.
But the platform is not serious. Hope investors who chose to stay won't lose too much...
Reply to Maclear:
1/ No need for clarity, I understood the changes (i even agree with them) ; but communication is really bad and not professional. This info should be on the website header so that ALL investors see it.
Not done behind everybody's back and not shared only on telegram (not all investors go on telegram). That's basic communication knowledge.
There are tons of marketing emails sent every week.
So you just decide to share what you want to share.
As simple as that.
2/ It's not my reading, it's simple facts. Maclear shares figures that are being audited (for over a year) and still not signed. Deadline has been pushed for almost a year now.
3/ Things are always fine until they are not. The key is reading the signs and anticipate. That's what a red flag is.
I pointed the fact that the track record is fine for now. But I can't accept the lack of transparency and the lies shared (ie : the audit, because, replying to reviews saying that audit would be done "within 2 weeks" for months, is a lie at some point).
This overall feeling is shared by numerous reviewers.
So yea. It's worth what it's worth, but to me these are RED FLAGS. I'm out.

Besvarelse fra Maclear AG
I am really happy investing with Maclear. Projects end up as expected and earnings are really good. Thank you very much.

Besvarelse fra Maclear AG
Todos os investimentos feitos até à data correram na normalidade.
Pagamento a horas

Besvarelse fra Maclear AG
Did exactly as stated when I first invested, regular payments like clockwork and capital has just been fully repaid

Besvarelse fra Maclear AG
Payments are good and my first 9 months always on time but i miss the clearity on audits when asked.

Besvarelse fra Maclear AG
Content de la plate-forme facile à investir beaucoup formation disponible

Besvarelse fra Maclear AG
The platform has an intuitive interface and is easy to use. For now, they are giving good interest rates and are generous with bonuses. Hopefully it will stay that way in the future. As disadvantages, I would point out the small number of investment projects, the presence of projects where you cannot invest directly from the platform, but you have to transfer money to another bank in Poland. And also, the money does not start to bring profitability immediately after investing, but you have to wait for the project to start, which sometimes takes about 1 month.

Besvarelse fra Maclear AG
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