Happy Money Anmeldelser 840

TrustScore 4.5 ud af 5

4,7

Selvom vi ikke verificerer specifikke påstande, fordi anmeldernes meninger er deres egne, kan vi godt betegne anmeldelser som "Verificerede", når vi kan bekræfte, at der har fundet en forretningsinteraktion sted. Læs mere

Af hensyn til platformsintegriteten scannes alle anmeldelser på vores platform – verificerede eller ej – af vores automatiserede software døgnet rundt. Denne teknologi er designet til at identificere og fjerne indhold, der overtræder vores retningslinjer, herunder anmeldelser, som ikke er baseret på en reel oplevelse. Vi er klar over, at vi måske ikke fanger alle problemer, og du er velkommen til at gøre os opmærksom på det, hvis vi har overset noget. Læs mere

Se, hvad kunderne siger

Bedømt til 4 ud af 5 stjerner

Easy application. Fast funding less than 48 hours. Perfect loan amount for my needs. Felt good to consolidate all of my credit card debt to a lower rate, saved me thousands. Interest rate was a b... Se mere

Virksomheden har svaret

Bedømt til 5 ud af 5 stjerner

Wow, this was an easy process, and you have no idea how much it relieved my financial debt. I feel that I can breathe again! Thank you Happy Money for giving me another chance with a much lower intere... Se mere

Bedømt til 5 ud af 5 stjerner

Happy Money is awesome! I went online answer d a few typical questions. Less than ten mins I promise. Approved. It was a Friday morning and we were notified the money was deposited in our account and... Se mere

Virksomheden har svaret

Bedømt til 5 ud af 5 stjerner

I've had a really hard time finding a suitable lender that is willing to give me a loan and a not outrageous one on top of that to be able to payoff all my credit card bills and I happen to get refer... Se mere

Virksomheden har svaret

Virksomhedsoplysninger

  1. Finansiel tjeneste uden banklicens

Skrevet af virksomheden

Happy Money is a financial technology company that believes money can be a tool for happiness. We aim to make personal loans a happier experience and help our members achieve their goals. Our first product, The Payoff Loan™, is designed to help members lower and eliminate their credit card balances. Founded in 2009, Happy Money has worked with lending partners to fund over $3.9 billion in loans for 208,000 members and counting. We are expanding the types of personal loans we offer and look forward to helping new members fund their happy.


Kontaktoplysninger

4,7

Fremragende

TrustScore 4.5 ud af 5

840 anmeldelser

5 stjerner
4 stjerner
3 stjerner
2 stjerner
1 stjerne

Hos Trustpilot er indhold fra rigtige mennesker i fokus. Denne virksomhed kan dog også anvende vores AI-svarværktøj, som hjælper dem med at skrive svar.

Sådan bruger denne virksomhed Trustpilot

Se, hvordan deres anmeldelser og bedømmelser indsamles, vurderes og modereres.

Virksomheder på Trustpilot må ikke tilbyde incitamenter eller betale for at skjule anmeldelser. Anmeldelser repræsenterer individuelle brugeres meninger, og ikke Trustpilots mening. Læs mere

Bedømt til 5 ud af 5 stjerner

My experience was positive from start to finish…

My experience was positive from beginning to end. The process was simple to follow, the communication was excellent, and they provided target dates and delivered on them. The rate I was given was a fair one. I love that the lender is a non-profit with a mission to help folks struggling with debt . They called after everything was disbursed to make sure I was satisfied. Highly recommended!

26. marts 2026
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Besvarelse fra Happy Money

We're happy to hear that you had a positive experience with our simple process, communication, and on-time delivery.Thank you for recommending us, we love helping people achieve their goals!

Bedømt til 5 ud af 5 stjerner

The process to receive the funds I…

The process to receive the funds I needed to consolidate my credit cards was easy. This loan saved me about 200.00 a month. Thank you for giving me an opportunity as life was becoming a financial burden.

21. marts 2026
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Besvarelse fra Happy Money

That is amazing!! Our goal is to help our members achieve their goals.
We're happy to hear that the process was easy and that Happy Money helped reduce your financial burden. Thank you for sharing your positive experience; we appreciate it!

Bedømt til 5 ud af 5 stjerner

They Don't Care About You...

We're in an era of enormous change, with the internet, social media, and products that try to scam you out of your hard-earned money. I've worked hard to raise my credit scores by paying down my credit card debt, even though I was paying more in interest than in principal. I took a HUGE chance to apply for a low-interest personal loan with Happy Money. I was approved and am now paying 14.89 percent rather than 26.8 percent on credit card interest. I use the extra cash to invest REITS, ETF's, and emergency funds.

22. marts 2026
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Besvarelse fra Happy Money

We appreciate you sharing your experience. We love empowering people to use money as a tool for their happiness! It's great to hear that our personal loan helped you achieve your financial goals. Thank you for your positive feedback!

Bedømt til 5 ud af 5 stjerner

Everything went great from start to…

Everything went great from start to finish, and fast timing, I was able to pay off debt and was excited doing so! I would refer and use again for sure, thank you Happy Money!

21. marts 2026
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Besvarelse fra Happy Money

That is amazing!! Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.

Bedømt til 4 ud af 5 stjerner

The process was very easy

The process was very easy, issue I had was cost was misleading, I understand companies need to make money. I am not opposed to it, I would had preferred to know beforehand this way it would've helped with requesting a different amount to cover what I was meaning to cover

20. marts 2026
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Besvarelse fra Happy Money

Thank you for the feedback , we're glad the process was easy! We do want to mention that the origination fee is outlined in your eSign documents prior to finalizing your loan. We're sorry it didn't feel as clear as it should have, and we'd love to help if you have any questions, please contact our team at support@happymoney.com or 1-800-878-090, Monday-Friday between 6:00 am - 2:30 pm (PT) / 9:00 am - 5:30 pm (ET).

Bedømt til 5 ud af 5 stjerner

it was an amazing experience

it was an amazing experience - got approved and funded in less than 5 days

20. marts 2026
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Besvarelse fra Happy Money

Thank you for the review! 🙌We love empowering people to use money as a tool for their happiness!

Bedømt til 5 ud af 5 stjerner

Easy to apply - Great Rates

Easy to apply; great rates; payment in days directly deposited.

6. marts 2026
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Besvarelse fra Happy Money

That is amazing!! Our goal is to help our members achieve their goals – so thanks for sharing your experience with Happy Money.

Bedømt til 5 ud af 5 stjerner

Excellent service

Excellent service. Everything was paid off in less than 5 days. The approval process was extremely easy. This company exceeded my expectations.

18. marts 2026
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Besvarelse fra Happy Money

We're happy to hear that our service exceeded what you expected! We appreciate you mentioning how easy the approval process was and how quickly everything was resolved.

Bedømt til 4 ud af 5 stjerner

What made the experience great was the…

What made the experience great was the turn around time. Funds were dispersed as said and it's easy for payments to be made. I would like to have a payment account I can see and where to make additional payments of the loan amount.

8. februar 2026
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Besvarelse fra Happy Money

Thank you for the kind words! We're glad the funding was fast and payments have been easy. You can view your loan balance and make payments anytime by logging into your Member Portal at happymoney.com. if you have any questions! We are happy to help. You can reach us at 1-800-878-0901, Monday-Friday between 6:00 am - 2:30 pm (PT) / 9:00 am - 5:30 pm (ET).

Bedømt til 5 ud af 5 stjerner

Smooth process with top tier customer support team.

I don't usually leave reviews but wanted to leave one for Happy Money because the process and customer support has been fantastic.

The process is from start to finish is very quick. I had the loan in my bank account within a few days after application.

Now, what really surprised me was the customer support. Life happens and I got caught in layoffs. It was completely unexpected but put a huge strain on my cash flow.

Their insurance claim process covered 3 month with proper documentation during these tough times as the job market was not in my favor. I was able to pause for 2 months as I got a job to create some buffer and got back on track.

I highly recommend their loan services.

23. februar 2026
Uopfordret anmeldelse
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Besvarelse fra Happy Money

We love to hear it! Thank you for sharing your experience! We're happy to hear that you found the loan process quick and the customer support helpful!

Bedømt til 1 ud af 5 stjerner

The most incompetent loan company I…

The most incompetent loan company I have ever dealt with. I jumped through hoops for three days with these individuals, providing every piece of documentation requested, including pay stubs, two tax forms, and bank statements with direct deposits from payroll highlighted. Yet, I was denied due to "cannot verify income." I have never had an income verification issue or any other issue with other loan companies I've used. A complete clown show.

20. februar 2026
Uopfordret anmeldelse
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Besvarelse fra Happy Money

We’re sorry to hear that your experience did not meet your expectations. Although we try to help as many people as possible, we have minimum requirements and underwriting policies that factor into application decisions. If you have questions, please reach out to our support team at support@happymoney.com or 1-800-878-0901, Monday - Friday between 6:00 am - 2:30 pm (PT) / 9:00 am - 5:30 pm (ET).

Bedømt til 5 ud af 5 stjerner

I was really grateful for the loan I…

I was really grateful for the loan I received from Happy Money. It allowed me to consolidate my cards and gave me breathing room so I could get my financial house in order. The process was quick and easy with a decent interest rate. Thank you.

12. februar 2026
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Besvarelse fra Happy Money

We're happy to hear that our loan helped you consolidate your debts and improve your financial situation. We appreciate you sharing your positive experience with our quick and easy process!

Bedømt til 5 ud af 5 stjerner

The process was super easy

The process was super easy. They came through in a pinch.

9. februar 2026
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Besvarelse fra Happy Money

We're glad the process was easy, and we could assist you when you needed us. Thank you for your feedback!

Bedømt til 5 ud af 5 stjerner

You were to help me through the…

You were to help me through the application process. Even when I made a mistake you were professional. Whole process was just a few days. Then funds were deposited in my bank account. Thank you all very much.

9. februar 2026
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Besvarelse fra Happy Money

We're happy to hear that we could assist you professionally through the application process, even when you made a mistake. We're glad the funds were deposited quickly. Thank you very much!

Bedømt til 5 ud af 5 stjerner

Appropriate For Needs

The process was simple. It was easy to receive the money by just making a deposit. The information is provided and easy to understand. The customer service is excellent. The money received provided me what I needed.

8. februar 2026
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Besvarelse fra Happy Money

We're happy to hear that the process was simple and easy, and that our service met your needs. We appreciate you taking the time to share your positive experience with us.

Dette er Trustpilot

Alle kan skrive en anmeldelse på Trustpilot. En anmeldelse er ejet af personen, som har skrevet den, og vedkommende kan derfor redigere eller slette den til enhver tid. En brugers anmeldelser bliver vist, så længe vedkommendes konto er aktiv.

Virksomheder kan bede deres kunder skrive en anmeldelse ved hjælp af automatiske invitationer. Denne type anmeldelser handler om reelle oplevelser og markeres "Verificeret".

Læs mere om andre typer anmeldelser.

Vi bruger en kombination af dedikerede medarbejdere og avanceret teknologi til at beskytte vores platform. Find ud af, hvordan vi bekæmper falske anmeldelser.

Læs om anmeldelsesprocessen på Trustpilot.

Hér finder du 8 tips til at skrive anmeldelser.

Verificering kan være med til at sikre, at det er rigtige mennesker, der skriver de anmeldelser, du læser på Trustpilot.

Det kan påvirke TrustScoren, når man tilbyder incitamenter i bytte for anmeldelser, eller når man kun spørger bestemte kunder, og det er imod vores retningslinjer.

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