M&S Credit Card Anmeldelser 

3.694
•
TrustScore 4 ud af 5

3,9

Selvom vi ikke verificerer specifikke påstande, fordi anmeldernes meninger er deres egne, kan vi godt betegne anmeldelser som "Verificerede", når vi kan bekræfte, at der har fundet en forretningsinteraktion sted. Læs mere

Af hensyn til platformsintegriteten scannes alle anmeldelser på vores platform – verificerede eller ej – af vores automatiserede software døgnet rundt. Denne teknologi er designet til at identificere og fjerne indhold, der overtræder vores retningslinjer, herunder anmeldelser, som ikke er baseret på en reel oplevelse. Vi er klar over, at vi måske ikke fanger alle problemer, og du er velkommen til at gøre os opmærksom på det, hvis vi har overset noget. Læs mere

Se, hvad kunderne siger

Bedømt til 4 ud af 5 stjerner

The transfer was quick and easy,the repayment period appealing,the app is easy to use and clear guidelines/ information are present.Its worth noting that M&S card is part of the HSBC group so transfer... Se mere

Bedømt til 5 ud af 5 stjerner

Responsible lender and love the app. To check credit card on. Well worth £10 monthly fee to link with M& S Rewards Club , in the first month I received £25 off home beauty or clothing and coffee vouc... Se mere

Virksomheden har svaret

Bedømt til 2 ud af 5 stjerner

Extremely poor customer service from M&S Credit Card I called on behalf of my mother, who is in her seventies, regarding a simple typo on her application email. The woman (not uk based) I spoke to... Se mere

Virksomheden har svaret

Bedømt til 5 ud af 5 stjerner

M&S credit card offered me the best balance transfer with a long time period to pay it off . I have multiple credit cards but no one can beat M&S . Best experience ever

Virksomhedsoplysninger

  1. Bank
  2. også i
  3. Finansiel institution

Skrevet af virksomheden

M&S Bank launched in Autumn 2012, built on the foundations of M&S Money, which provided a range of financial products and great customer service for over 25 years. We aim to put you first and provide straightforward financial products and great customer service. We’re committed to building lasting relationships with everyone who banks with us by being truly focused on you, the customer.


Kontaktoplysninger

3,9

God

TrustScore 4 ud af 5

4 t anmeldelser

5 stjerner
4 stjerner
3 stjerner
2 stjerner
1 stjerne

Ingen nylige anmeldelsesinvitationer

Denne virksomhed har ikke inviteret kunder til at skrive anmeldelser for nylig, så anmeldelserne er muligvis ikke repræsentative

Har besvaret 99 % af deres negative anmeldelser

Svarer typisk inden for 24 timer

Sådan bruger denne virksomhed Trustpilot

Se, hvordan deres anmeldelser og bedømmelser indsamles, vurderes og modereres.

3,9

Alle anmeldelser

(3.694)

2.513 anmeldelser inden for de sidste 12 måneder

Skriv en anmeldelse
Virksomheder på Trustpilot må ikke tilbyde incitamenter eller betale for at skjule anmeldelser. Anmeldelser repræsenterer individuelle brugeres meninger, og ikke Trustpilots mening. Læs mere

Bedømt til 5 ud af 5 stjerner

Great offers with M&S Bank I would definitely recommend.

Great offers with M&S Bank and my balance transfer was quick, easy and all done- Happy Customer 8)

29. juli 2026
Uopfordret anmeldelse
M&S Credit Card-logo

Besvarelse fra M&S Credit Card

Hi Ian. Thank you so much for your lovely feedback. Fantastic to hear how happy you are with our services - that's exactly what we strive for. Many thanks – Dawn.

Bedømt til 5 ud af 5 stjerner

Great service

Great service. Amazing rates.

1. juli 2026
Uopfordret anmeldelse
M&S Credit Card-logo

Besvarelse fra M&S Credit Card

Hi Emms. Thank you for taking the time to leave such a lovely review! It's fantastic to hear how delighted you are with our services, and we’re so pleased. Many thanks - Dawn.

Bedømt til 1 ud af 5 stjerner

M&S replied to my review with a bog…

M&S replied to my review with a bog standard reply. "Hi Karyn, We understand your frustration. There are lots of factors involved in assessing a credit limit increase as well as consulting with credit reference agencies. Thanks for your feedback. - Kim" It is quite clear that they have made no attempt to investigate the issue. Others have reported similar issues. M&S, you are not covering yourself in glory.....

1. juli 2026
Uopfordret anmeldelse
M&S Credit Card-logo

Besvarelse fra M&S Credit Card

Hi Karyn, we can't look into individual cases that come through Trustpilot, as it's a public channel. If you would like us to investigate further or see if there is any more information we can provide, then please get in touch. You can find all the ways to contact us on our website. - Elena

Bedømt til 5 ud af 5 stjerner

Should have applied ages ago 🌸🩷🌸

Easy to apply and down load the app. All in one place and great ease to use …lots of offers, treats and money saving offers. Watching the points/cash bonus build up is also inviting …. All in all I should have changed to M&S ages ago 🌸🩷🌸

1. juli 2026
Uopfordret anmeldelse
M&S Credit Card-logo

Besvarelse fra M&S Credit Card

Hi, It's really great to hear everything went well, and you enjoy using the banking app. Thank you for leaving such lovely feedback. - Kim

Bedømt til 5 ud af 5 stjerner

Marks and Spencer credit card

I have had a marks and Spencer credit card for many years now and it gets better and better it is easy and informative when you want to check your balance and also pay off your monthly balance. It is now linked to your sparks card enabling you to access your rewards spending them has never been easier.

4. august 2026
Uopfordret anmeldelse
M&S Credit Card-logo

Besvarelse fra M&S Credit Card

Hi Pete, This is so lovely to hear that everythign works really well and gets better. Thanks so much for taking the time to leave feedback. - Kim

Bedømt til 5 ud af 5 stjerner

Quick and painless

Quick and painless - received in no time!!!! Good and regular contact from M and S.

24. juli 2026
Uopfordret anmeldelse
M&S Credit Card-logo

Besvarelse fra M&S Credit Card

Hi, This is great news. Everything quick and easy this is what we like to hear. Thanks for the feedback - Kim

Bedømt til 1 ud af 5 stjerner

Absolutely abysmal customer service.

Absolutely abysmal customer service.
Trying to pay my credit card and can't via debit card then bank transfer and customer service can't understand my request.
Spent hours over multiple phone calls.
Why Any credit card company doesn't allow debit card payment is beyond me.

4. august 2026
Uopfordret anmeldelse
M&S Credit Card-logo

Besvarelse fra M&S Credit Card

Hi, we're sorry to hear you have been having issues there are still many ways to make payments you can find these details on our website under credit cards and ways to pay. Thanks for the feedback. - Kim

Bedømt til 5 ud af 5 stjerner

Maris Spencer balance transfer offers…

Maris Spencer balance transfer offers are better than 20 other credit cards I have and it’s incredible I had at least 10 balance transfers offer in two years.

24. juli 2026
Uopfordret anmeldelse
M&S Credit Card-logo

Besvarelse fra M&S Credit Card

Hi this is great to hear that you benefit from the balance transfers and our card is your top choice. Thanks for taking the time to leave feedback. - Kim

Bedømt til 1 ud af 5 stjerner

Worst service received from M&S…

Worst service received from M&S appalling customer care and support given matter is still unresolved

4. august 2026
Uopfordret anmeldelse
M&S Credit Card-logo

Besvarelse fra M&S Credit Card

Hi, thanks for your feedback. We understand your disappointment and would like to investigate what went wrong. If you reach out to our team, we’ll do our best to make things right. You can find all the ways to get in touch on the ‘Contact us’ page of our website. Thanks - Kim

Bedømt til 5 ud af 5 stjerner

Easy and straightforward balance…

Easy and straightforward balance transfer options, so easy to view balances

2. august 2026
Uopfordret anmeldelse
M&S Credit Card-logo

Besvarelse fra M&S Credit Card

Hi Janice, Great to hear easy and straight forward balance transfer, this is what we like to hear. Thanks for the feedback. - Kim

Bedømt til 5 ud af 5 stjerner

Quick and easy balance transfer at an attractive rate

I was offered an attractive balance transfer offer. This was completed quickly and easily and was messaged when this had been done

4. august 2026
Uopfordret anmeldelse
M&S Credit Card-logo

Besvarelse fra M&S Credit Card

Hi David, Its great you received a good balance transfer offer, and it all went smoothly. Thanks for taking the time to leave feedback. - Kim

Bedømt til 5 ud af 5 stjerner

Straight forward balance transfer at a…

Straight forward balance transfer at a reasonable rate for a long period

4. august 2026
Uopfordret anmeldelse
M&S Credit Card-logo

Besvarelse fra M&S Credit Card

Hi Mr Whitehead, It's so lovely to hear everythign was straight forward, and now you are benefitting from the 0% interest period. Thanks for the feedback.- Kim

Bedømt til 1 ud af 5 stjerner

appalling service and payment methods …

Everytime I have tried to pay my balance it has taken hours!
Direct from another bank doesn't work
Within the app doesn't work.
By phone takes hours.
Trying to find my money you have misplaced takes days.
You eventually acknowledged I had done everything correctly and it was an unusual mistake at your end!
unusual? It happens everytime! Worst credit card app ever

2. juli 2026
Uopfordret anmeldelse
M&S Credit Card-logo

Besvarelse fra M&S Credit Card

Hi Pamela, we’re sorry to hear things haven’t gone as expected. If you’d be happy to get in touch, we’d really like the chance to investigate this further and sort things out for you. If you have digital banking, you can contact customer support through our Chat feature. You can find alternative ways to get in touch by visiting the contact us page on our website. Thanks - Kim

Bedømt til 5 ud af 5 stjerner

Reliability

I have had an M&S credit card for some time. I use it mostly for purchases in M&S stores and on-line orders. It is really a back up credit card. I do not use it as my main credit card as I believe I get better benefits from other credit cards. However, I certainly cannot complain about the support I have received, and how secure I feel in using the card and the on-line app.

2. august 2026
Uopfordret anmeldelse
M&S Credit Card-logo

Besvarelse fra M&S Credit Card

Hi, It's really great to hear you enjoy using the card and enjoy the benefits it offers. Its fabulous you have been our customer for such a long time. Thanks for the feedback. - Kim

Bedømt til 1 ud af 5 stjerner

I cancelled my credit card in June but…

I cancelled my credit card in June but have just received a letter telling me that they would not be renewing it once it expired which a credit expert informed me could have an adverse effect on my credit rating. One of the credit agencies also says their record shows that I have just applied for a new account with M&S.
It is total incompetence of their part and could result in my first black mark on my credit report. Be warned, if you value your credit status they may do the same thing to you.

31. juli 2026
Uopfordret anmeldelse
M&S Credit Card-logo

Besvarelse fra M&S Credit Card

Hi Terry, We’re sorry to hear things haven’t gone as expected. If you’d be happy to get in touch, we’d really like the chance to investigate this further and sort things out for you. You can find the ways to get in touch by visiting the contact us page on our website. Thanks - Kim

Bedømt til 1 ud af 5 stjerner

Non-existent credit card is about to expire...

I've just received a letter saying "Your credit card is about to expire and won't be renewed... after a review of your account and information provided by Equifax.

Interestingly, further down it says "We don't get details of any information held at Equifax..."

Spot the contradiction there regarding Equifax?

More interesting is the fact that about two years ago I applied for and got an M&S credit card, but immediately cancelled it as I realised it was of no use to me since I did not have a smart phone on which to install the app.

So the intention is to cancel what I don't have. What an interesting logical universe M&S Bank operates in.

30. juli 2026
Uopfordret anmeldelse
M&S Credit Card-logo

Besvarelse fra M&S Credit Card

Hi, Anthony. Thanks for leaving a review. It sounds as though an error may have been made and if that's the case, please accept our apologies. So we can look into this further for you, we'd appreciate you getting in touch. You can find all the ways to contact us by visiting the ‘Contact us’ page on our website. Meantime, have a good afternoon, and thanks again. - Morag

Bedømt til 2 ud af 5 stjerner

Employ more people and have counter…

Employ more people and have counter service.

16. juli 2026
Uopfordret anmeldelse
M&S Credit Card-logo

Besvarelse fra M&S Credit Card

Hi, Dr Hemment. Thanks for your review. We appreciate you'd prefer to see more staff available on the sales floor, together with a counter service. You may like to contact our friends at M&S Retail to ensure your suggestions are fed back to the relevant teams. You can find all the ways to get in touch, on the M&S Retail website. Thanks again for taking the time to contact us. Have a good afternoon, Morag

Bedømt til 1 ud af 5 stjerner

I cancelled my credit card last month…

I cancelled my credit card last month after many years due to what I considered a disappointing change to auto payment. You still keep sending me emails that I don’t want.

4. juli 2026
Uopfordret anmeldelse
M&S Credit Card-logo

Besvarelse fra M&S Credit Card

Hi, Lin. We're sorry to hear you're leaving us. Please contact customer support to ensure your preferences are updated, and your details finalised. You can contact the team via the Chat feature on online banking, or find all the ways to get in touch with us on the ‘Contact us’ page of our website. Have a good afternoon. Thanks, Morag

Bedømt til 5 ud af 5 stjerner

Mrs T

Excellent and very approachable staff

28. juli 2026
Uopfordret anmeldelse
M&S Credit Card-logo

Besvarelse fra M&S Credit Card

Hi! Thanks for getting in touch. It's great to know you find our staff approachable and that you're very happy with our service. We appreciate your feedback, and wish you a good afternoon. - Morag

Bedømt til 5 ud af 5 stjerner

As usual M & S are ahead with fashion and presentation

As usual M & S are ahead of the competition
with outstanding fashion and market leading ideas and presentation.

28. juli 2026
Uopfordret anmeldelse
M&S Credit Card-logo

Besvarelse fra M&S Credit Card

Hi, Matt. Thanks so much for your review. It's great to know you see our brand as leading the way with ideas and presentation, to also providing outstanding fashion. Our friends at M&S Retail will be so pleased. Have a good day, and thanks again for getting in touch. - Morag

Dette er Trustpilot

Alle kan skrive en anmeldelse på Trustpilot. En anmeldelse er ejet af personen, som har skrevet den, og vedkommende kan derfor redigere eller slette den til enhver tid. En brugers anmeldelser bliver vist, så længe vedkommendes konto er aktiv.

Vi bruger en kombination af dedikerede medarbejdere og avanceret teknologi til at beskytte vores platform. Find ud af, hvordan vi bekæmper falske anmeldelser.

Læs om anmeldelsesprocessen på Trustpilot.

Hér finder du 8 tips til at skrive anmeldelser.

Verificering kan være med til at sikre, at det er rigtige mennesker, der skriver de anmeldelser, du læser på Trustpilot.

Det kan påvirke TrustScoren, når man tilbyder incitamenter i bytte for anmeldelser, eller når man kun spørger bestemte kunder, og det er imod vores retningslinjer.

Læs mere